icon NOC

I Pay the EMI for Two Wheeler for 2year's (2022-2023) But the NOC Will Not Be Given the Bank He Will Not be Given Any Proper Response. What Can I do?


A. Dear client, issue a notice to the bank regarding the NOC as it is being not given after clearing the dues. Even though there isn't a resolution then complaint to RBI and also can file a case in consumer forum.

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icon Forex Trading on Exness

I want to start forex trading on an online platform called Exness. It is authorized by (CBCS, CySEC, FCA, FSA, FSC, FSCA, CMA) but it is not regulated by RBI and SEBI but I've noticed majority of peop


A. Dear client, you cannot trade on a platform which is not regulated by RBI and SEBI. It is not safe to invest money on non-SEBI regulated brokers.

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icon Financial loan spam

I applied loan in online they said they give me 50000 rs and first ask me to pay 899 rs for document then they ask me to pay 4780 rs after i paid they told me to pay 7100 rs i said i don't want any lo


A. Dear Client,
It appears that you become a victim of an online fraud scam. This kind of online loan app is being operated by Fraud companies/entities with fake identities to extort money from unemployed youths. So, on receipt of such an unethical and arbitrary demand from such type of Company, just ignore it because the nature of demands itself proves their ulterior motives behind the offer. However, on receipt of repeated calls or messages/emails demanding money for different purposes or fake le ...ReadMore

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icon Can i renew my Ews Certificate Before One Year or Before Expiry Date

I am Applying for Nicmet Exam and they are asking for EWS certificate After 1st April 2024 but last month I renewed my Certificate and Date mentioned was 16 February 2024... So Can i renew my Certific


A. Dear Client,

The validity of an EWS (Economically Weaker Section) certificate is one year, and it needs to be renewed within that period to remain valid. The Certificate of Income and Assets is applicable for one financial year. If an EWS certificate is issued in any month, it remains valid until the 31st of March of the next year. For example, if an EWS certificate is issued in February 2024, its validity extends until the 31st of March 2025. It is crucial to be aware of and adhere to the spe ...ReadMore

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icon Forex trading scam

What is the legal procedure to claim my losses


A. Dear Client,

Forex trading offers a legitimate avenue for investment but entails risks, including the potential for scams. Vigilance is crucial to safeguard against fraudulent activities. If you fall victim to a forex scam, immediate action is paramount. Notify your bank promptly, as many banks may reimburse you if funds were transferred due to a scam. Seeking specialized recovery services from professionals experienced in dealing with forex scams is another avenue. These experts may increase ...ReadMore

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icon I want advise for someone invest with me in dailymines company which is bitcoin mine

My friend's friend came to my home for invest in dailymines cloud mining company he gave me 5000 INR through googlepay upi to direct bank account for investing & I also invested 40K but after 3 months


A. Dear Client,

Based on the information provided in your query, it seems that you may have fallen victim to a fraudulent company. In such cases, you can utilize the National Cyber Crime Reporting Portal (NCCRP), an initiative by the Government of India, to report cybercrime scams or complaints online.

Upon reporting a cybercrime scam to NCCRP, the Cyber Crime Cell initiates an investigation, which may involve freezing the suspected accounts of fraudsters and your bank account. During the invest ...ReadMore

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icon Dual employment issue

I was working with Company A for a period of 3 months and in that time i received a offer and i accepted unknowingly and i resigned in company B without taking any salary in less than a month and i wa


A. Dear Client,

The Factories Act, 1948, and the Industrial Employment (Standing Order) Rules, 1946, prohibit adults from engaging in dual employment, with state-specific labor laws also addressing this issue. While there is no overarching law against holding multiple jobs, it is essential that employment contracts do not include clauses restricting full-time engagement with another company. Violating this could lead to issues during the filing of Tax Deducted at Source (TDS) by both employers, p ...ReadMore

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icon Security deposit related question

I had a pvt ltd company who was a broking member of MCX. Had paid a security deposit under company name. Company has since been striked off and closed. Security deposit is not being returned and state


A. Dear Client,

To initiate the strike-off process, companies must submit an application to the Registrar of Companies (ROC) along with specific documents, including a notarized Indemnity Bond, a statement of liabilities certified by a Chartered Accountant, an affidavit (Form STK 4) from all directors, a copy of the Special Resolution signed by every director, and details about any pending litigations.

Companies are ineligible for strike-off if, in the last three months, they made property or ri ...ReadMore

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icon Return phone purchased by offline Shop on EMI

My father purchased a phone at offline shop on EMI,but when i check their specifications I really don't like their specifications, I wants to return it ,can i return it? , can I get my refund?


A. Dear client,

In an EMI scheme, there are three parties involved; You, the shopkeeper and the EMI facilitating bank. Firstly, you may refer to the EMI policy and read through the cancellation terms. Returning the phone would be an viable option provided the shopkeeper or offline store agrees to it. Upon cancellation, the EMI would also be cancelled. If the store refuses to return the product, you may file a consumer complaint against the shop. In accordance with Section 24-B of the Consumer Pro ...ReadMore

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icon Package from abroad

My online friend sent me a gift, (he is working in UK. )through Royal Mail company. Royal Mail ask me 15,000 for the delivery process... I thought it might be a scammer. I question them why the sende


A. Dear Client,
It's essential to recognize that this scenario shares characteristics with common online scams. Be cautious about sending money to unfamiliar entities, especially if it involves unexpected charges or fees. Scammers often create elaborate stories to convince individuals to pay money. In such situations, it's crucial not to send any more funds and cease communication with the alleged sender. Consider reporting the incident to your local authorities or relevant cybercrime units. Be awa ...ReadMore

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