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I am taken home loan from pnb bank at that time, builder tell me about one bank loan servicer which has not bank employee he is loan broker. he take my document and send to pnb housing employee and after loan saction he said to me before loan disbursement give me loan service charges 15k in cash. but he did not tell me before loan saction or first meeting and no any brochure. then at the time disbursement i give 8k in cash and 5k PDR cheque. but as per my konwalge without information he did take any service charge. i have whatsup chatting details. Can i file case on him and give refund my money. please reply.

A. Write a complaint letter to banks grievance cell and also a copy to the banking ombudsman
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Rajeev  RJ
Rajeev RJ Experience: 17 Year(s) Thiruvananthapuram
Vimlesh  Mishra
Vimlesh Mishra Experience: 26 Year(s) Lucknow
Sunita  Nanda
Sunita Nanda Experience: 3 Year(s) Bhubaneswar
Sir, I was using SBI credit card due to loosing my job I have not able to pay the bill from last 1 year for this third party collection department is giving call to me and my parent and insulting my parents and using very bad and abusive language I am not able to pay right now but I am promising them to pay the whole amount I have the recording how badly they are talking even I have sent a mail to SBI card but I did not got reply from them yet kindly let what can be done for this regarding giving calls to my parent using abusive languages

A. A.
Nobody can go against the law.
If you are not paying there payment than the have legal remedy to recover that amount but they cant use illegal and enethical ways against you and your family. Its a crime to threat anybody for any reason whatsoever it is. So if they are using bad language and threatning you in an illegal manner than jist file a polive complaint against them. For further queries contact me in person
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Ved prakash  Shaw
Ved prakash Shaw Experience: 38 Year(s) Bhubaneswar
Nirmal  Chopra
Nirmal Chopra Experience: 20 Year(s) New Delhi
Ashish K Dongre
Ashish K Dongre Experience: 12 Year(s) Thane
What are the limitations on FDI to an Indian company manufacturing CCTV cameras and other surveillance system? Also,is there any connection with Indian License Act?

A. Dear Sir,
Please visit the following link

https://www.setindiabiz.com/learning/limitation-of-foreign-direct-investments/
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according to FEMA forex trading using on online platform using international brokers is illegal. As RBI doesnot want individuals to send money outside of country for currency margin trading. But there are some international brokers organize contests on forex trading and binary options trading by opening an no deposit account. They provide free credit to participate. 1. Is it legal to participate in those contests and collect the winnings to indian bank account? prize money over 1000$ USD. 1. Can i use that money to further invest in forex trading in their online platform?

A. When the such trading is itself illegal then you cannot contest and collect winnings.
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Sir, Sir main trading karta hun . Toh ek din muje RIPPLES advisory company se call aaya ki humri company apko advise karegi ki kon share kab buy karna hai or kab sell karna hai. Toh uss scheme ko activate karne ki fees 48,780 RS hai. Ye fees paid karne ke baad hum apko weekly 35000 profit denge ek saal ke liye. App ye payment paid Kar dijiye jaldi tanki hum Kam kar sake . Sir Maine wo payment kar di , jaise hi Maine wo payment ki tabi mere ko fir call aaya ki sir apki payment ho gayi hai ab jaldi se 58,500 RS or payment karo tan ki apka Kam shuru kiya Jaye . Maine unse bola ki apne ye toh muje pehle bataya hi nehi, Varna main apki service let hi nehi. Wo bole nehi ye toh karna hi padega . Toh sir Maine 10, 000 RS or dal diye unke account main or kaha sir mere se itna hi ho payega isse jayada mere pass ek Paisa b nehi hai , toh wo bole ki pura paid karna padega ,fir Maine bola sir itna Ni ho payega app mere paise refund kar dijiye , toh sir unno ne paise dene se saaf Mana kar Diya. Toh sir ab batayiye main Kya karu. Sir main ek foji hun or abhi jammu main posted hun. Jayada Tim b nehi milta . Toh sir please koi guidelines dijiye. ?????

A. It's clear case of fraud and cheating. You should file police complnait against the person who have deceived you.
Is there any written for demand of money and services given by them.
If yes then also they may be caught under consumer protection act.
Come with complete details for more discussion you may take appintment and may take contact number through vidhikarya. We are here to help you.
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sudhakar baluvuri

Posted 1 year ago

Dear Sir I have taken finance loan on TATA Magic vehicle in the year 2012-13in SRIRAM Finance Corporation, Due to my Personal Problems I have not paid the instalments properly and was pending for 6 months . The finance Authorities had handedover the vehicle and kept in their GODOWN, and now they were sending me notice to pay the total amount of the vehicle if not they may take serious action on us. Please suggest us what to do. Please reply to my Email ID Thankyou Sir

A. You have agreed to their all terms & conditions of finance, particularly in case of SFC. You will be surprised to receive claims of all cost & charges including interest,penalty clauses,Godown rent,legal charges etc.,It is better to clear the entire loan quickly to avoid all the charges & cost that are imposed on you.If need consult a lawyer from panel of Vidhikarya to settle all the issues quickly.
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Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 33 Year(s) Bangalore
Nirmal  Chopra
Nirmal Chopra Experience: 20 Year(s) New Delhi
Respected Sir, I have Registered with SEBI as an Investment Adviser last year as an Individual . Being a Startup , Considering Recent Scenario in the Market Prevailing & client Suggestion, I seek Guidance About Portfolio /Account Management on Profit sharing Basis. 1) Can We provide service to trade in Clients Account At the Discretion of the client With Simple Agreement on paper signed by Both (Client , Analyst) &/OR Dealer If any. 2 )Which of Docs i need to keep for this purpose . Thanks for providing such wonderful opportunity o have a clarification to me startups & like people. Thanks & Regds, Dharmesh

A. You have to prepare the documents as per the requirement of SEBI Act.Better to consult a Professional Lawyer for drafting the legal documents quickly.
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I had bonds of Sahara...but they converted all in q shop on 2012/13... now again they r forcing to convert it again in new scheme for 5 yrs...not refunding the money..why to do now..pls advice

A. dear client in you case The ambit of advice would depend on the outcome arrived after reviewing the terms and conditions associated with the Bond.Please take a consultation and share the documents for an advice.
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If a wrongful transaction takes place due to a technical glitch, what is the timeframe in which the organization can issue legal notice to the beneficiary on denial of returning back the amount?

A. dear client in your issue The timeline is Reasonable period which is not defined but ordinarily taken as 30 days.
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In my case 1st property owner is pathan he sold his Land to three parties kolhapure/gadekar/mulla/now gadeker sold his Land to Shaikh & Shaikh sold to Ghatage in this case ist owner agreement between gadeker &pathan not with Ghatage then what is way to make legal clear for bank loan please guide me

A. dear client kindly follow advice given by bankers.
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