icon Online student loan

I have taken loan at collage time I was paiying succefully but since last 2 years I got illa now also I'm suffering from illness they r sending legal notice what should I do now pls help still I'm re

2 Response(s)

7 months ago


A. Dear client,
You can write a reply to the legal notice sent to you and let them know about your honest intentions to pay and clear his dues.

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icon My friend has taken money..and I transferred him through phone pe

My friend has taken money ..and I transferred him through phone pe but he is upscand now , can I file complaint against him using phonepe details

1 Response(s)

7 months ago


A. Dear Client,
In the absence of a written document and purpose behind the digital transaction of money, phone pay details may not support your claim. However, you can serve a legal notice to your friend using the phone pay details claiming a refund of the loan.

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icon I have taken a project term loan

I have taken a project term loan against my firm from XYZ Bank where I am the proprietor of the firm. The moratorium period is from Jan 2018 to Dec 2019. I supposed to pay quarterly interest against t

1 Response(s)

7 months ago


A. Dear Client,
The Hon'ble Supreme Court of India on March 1, 2021 held in the case of P. Mohanraj & Ors. v. M/S. Shah Brothers Ispat Pvt. Ltd. that the criminal proceedings against cheque bouncing under Section 138 of the Negotiable Instrument Act, 1881 shall remain stayed against the company during the period of moratorium applicable to insolvency proceedings of any company. The proceedings would however continue against the directors and other officials of the company who are made accused in ch ...ReadMore

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icon Sahara India Money Refund

Hi Team, as per govt , they launched a portal but that is not working , any other alternative to raise a request

1 Response(s)

7 months ago


A. Dear client,
Eligible depositors can apply for their refunds through the official website of the Sahara Refund Portal: https://mocrefund.crcs.gov.in. By providing their Aadhaar number, mobile number, and other necessary details, they can log in and submit their refund requests.
As per our knowledge, you can claim refund only through the portal

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icon Forfeit the token amount

how can i forfeit the token amount for the default of the payers as per the MOU

2 Response(s)

8 months ago


A. Dear Sir,
You may get issue a legal notice saying that as they have not performed their part of contract within the time limit as prescribed in the MoU as such their token amount was forfeited in your favour. Secondly, you make it clear that you are going to enter into another MoU or Sale Agreement with new party by taking token amount from him.

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icon credit card dues threating call, visiting house and working station

my axis bank credit card emi for the amount rs 52000 due to my financial reason iam not able to pay the emi for two months but for the three months i am paying my minimum amount this month my payment

2 Response(s)

8 months ago


A. Dear Client,
In the prevailing situation, make a written complaint over alleged harassment by the recovery agents to the concerned Bank issued Credit Cards and file an online complaint for the same cause of action to the Grievance Cell of RBI in the web link: https://cms.rbi.org.in/cms or contact RBI Toll-Free Number 14448 and lodge a compliant over alleged harassment by recovery agents of the concerned Bank. RBI has issued orders/advisories refraining Bank/NBFC, strictly from taking any coerc ...ReadMore

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icon Illegal interest

I have borrowed a loan of rupees 5000. After two days I went to repay it to lender, he asked me to give 1000 interest for two days. I paid him 6000 rupees, now he is asking me for extra 500 and giving

1 Response(s)

8 months ago


A. Dear client,
Lodge a complaint with a local police station against him section 506 IPC for criminal intimidation & penal provision under Money Lending Act of your State.

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icon Crypto - No Caption Gain Or Profit

Hi, I wanted to ask about crypto. i recieve my salary in crypto. And sell it at same price or in loss, still i have to pay 30% tax? Or i should file taxes in normal slab rates No Caption Gain Or Pro

1 Response(s)

8 months ago


A. Dear client,
If you have dabbled in crypto transactions, not only will you have to report the gains or income therefrom during the financial year in your income tax returns, a detailed disclosure of all your trades will have to be made under a separate VDA (virtual digital assets) schedule.

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icon Loan on property where land was on lease and has expired

I have an ancestral property that I have inherited post my father's demise. The property was purchased by my great grandfather and I am 4th generation to inherit it. The land on which the property was

3 Response(s)

9 months ago


A. Dear client,
It is the sole duty of the buyer to convince the banks to get the loan. The relevant document also has to be procured by him itself

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icon Complaints Against Sterling Tree Magnum ltd

I had purchased 34 Teak Tree worth rs.1275/- each on 5th Month Of 1993. The maturity dated was 5th Month Of 2013 but as per company, i have not received any midterm's return or heard anything from com

1 Response(s)

10 months ago


A. Dear Client,

Make a written complaint to the Company furnishing the details of your investments which matured about 10 years ago but neither the maturity value is disbursed to you nor any information is sent from their end on the subject. Make another complaint on the subject to the Chairperson, SEBI for taking n/a in the matter against the Company endorsing a copy to ROC concerned for a resolution in the matter. You may also opt for service of the legal notice on the subject to the Company to ...ReadMore

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