Raject my claim
Raject my claim
Dear sir My driver lost his balance and got driven car into the water due to rain, there may be less possibility of external impacts/damages. And the insurance company deny my claim due to any extern
4 months ago
A. Dear client
Carefully read through your insurance policy to understand the terms and conditions, especially those related to coverage in case of accidents, damage, or loss. Communicate with the insurance company to seek clarification on the denial of the claim. Ask them to provide specific details on why they believe the incident is not covered. Gather evidence and document the incident thoroughly. This may include photos of the accident scene, any relevant weather conditions, and statements fro ...ReadMore
Life insurance claim rejection even after section 45 amendment
How r u, I have a term life insurance policy of 2 crore from 2018. I have some problem of lungs for which I was admitted in hospital in 2016-17,two times. But I did not disclosed in the proposal form
1 year ago
A. Dear Client
What you have done is not disclosed the information to the insurer and for this during the time of the claim your insurance will be repudiated for the same reason. And when they do so then you can take the shelter under the amendment of Section 45 of the Insurance Act as after this amendment a policy can't be rejected after three years.
A. Dear Sir,
You may approach Banking Ombudsman if it does not come to your aid then file a case before consumer forum which is economical or directly approach the High Court.
Accidental death claim
My Accidental Death Insurance Claim was approved by the Sessions Court but the insurance company is applied for stay in the High Court and but for stay order the High Court told insurance company to f
2 years ago
A. Dear Sir,
You have to file execution petition and recover the same by attaching its properties. The company cannot get again stay order but your advocate must coordinate with you.
ACCIDENT - Jit By Jeep
MY FRIEND GOT ACCIDENT HE WAS HIT BY THE JEEP WHILE DRIVING HER MOOPED TWO WHEELER . HE DOES NOT HAVE PROBER DOCMENTS LIKE LICENSE ,INSURANCE ....JEEP DRIVER HAVING LICENSE AND INSURANCE. BUT THE MIS
2 years ago
A. Dear Client,
As your friend did not possess a license the motor vehicle tribunal shall deem contributory negligence in such case and shall not pay much attention to the claim. Though you can receive a very small amount in cases of grave injuries and depending on other circumstances of the case.
Thank you
Guaranteed Pension Plan
Sub.: Guaranteed Pension Plan. (Industry: Insurance & Banking) The insurance company sold me Non-Guaranteed Pension Plan by confirming & convincing me it as 100% Guaranteed. All terms &
2 years ago
A. Dear Client
You can certainly move the consumer forum with all the relevant evidences as this appears to be a defect on services as well as malpractices. You can also try to file a criminal complaint against them for cheating and misleading but you need to consult a good lawyer with all the docs for the same.
Loss of Job Insurance claim got rejected by ICICILOMBARD
When the policy wording is mentioned about Jobloss as " 3 EMIs can be paid at the time of incident " in a policy period of 5 years, and not restricted to "only 3EMIs" , what is the possibility of gett
2 years ago
A. Dear Client
Your question is not clear and you are requested to either post the question again or get in touch with a lawyer with the policy documents so that comprehensive answer can be provided to you.
Insurance mediclaim repudiated
I have take insurance policy in july 2021. I am suffer from heart attack in sept 2021 and bypass surgery was done after treatment i had submit reimbursement for mediclaim. After Scrutiny claim is reje
2 years ago
A. that long-standing pre existing diseases - do not fall in preview INCASE OF HEART ATTACK.. U can challenge the repudiation of the insurance claim. Also teh type of MEDICLAIM POLICY needs to taken into consideration & after reading the terms we can guide you more.
SATYA
My Friend passedway as he was diagnosed with covid pneumonia, severe acute Resepiratory Distress syndrome, known Hypertension and hyperglycemia and expired on6th june21 , he has Home Loan and have in
2 years ago
A. Dear Client,
Lot of banks are accepting the death by COVID as acceptable reason for claiming the insurance policy and I believe it should be too. If the bank is rejecting the same then move an application to Consumer forum.
Summons to appear in court for U/sec 166 mv act against me.
I met with an accident and the friend of mine(pillion) died due to head injury in accident. Charges on me- 279, 304a and mv act 184 My friends family summoned and filed Case against me in court for
2 years ago
A. Dear Sir,
Yes, you have to engage advocate in both the cases otherwise as there is death of one person you will be convicted. Also compensation may be awarded and you must not believe the insurance company since it may say that policy conditions were violated as such it is not liable to pay the compensation.
Raghu Rajegowda
