Car Theft Insurance Claim
My Car Stolen on 12-11-2022 for which FIR logged in nearest police station and intimated to insurance company survey also done by insurance company and waiting for the Police FR. But suddenly car foun ...
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A.
Dear Client,
You can file a complaint or approach the appropriate authority for the same. Hope this helps.
Vidhikarya
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Insurance
I have a health insurance policy
I have a health insurance policy of Star Health Insurance of Rs. 1500000 since 1 Sept 2016 for a family of 3. We never never had any claim for first five years till Dec 2021. My wife was admitted to h ...
A.
Dear Sir,
You have two options. First option to approach Insurance Ombudsman or directly go to Civil Court or High Court.
Insurance
Life insurance claim rejection even after section 45 amendment
How r u, I have a term life insurance policy of 2 crore from 2018. I have some problem of lungs for which I was admitted in hospital in 2016-17,two times. But I did not disclosed in the proposal form ...
A.
Dear Client
What you have done is not disclosed the information to the insurer and for this during the time of the claim your insurance will be repudiated for the same reason. And when they do so then you can take the shelter under the amendment of Section 45 of the Insurance Act as after this amendment a policy can't be rejected after three years.
Insurance
Term Life Insurance
Hi, I just took a term life insurance plan & recieved the policy document of 28 pages. I just want a good lawyer to go through that document and guide me if there is anything wrong in that policy docu ...
A.
Dear Client
It would be better for you to send your scanned copy through a mail will definitely help you out.
Hope it helps.
Vidhikarya
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Insurance
Role of section 45 of insurance amendment act 1938, updated 2015
As per section 45 of insurance amendment act 1938 (2015) -Insurance companies can't reject a claim after 03 years of the policy starting date. But Till now insurance companies are rejecting death cl ...
A.
Dear Sir,
Please approach Banking Ombudsman if not satisfied then approach directly High Court and get a remedy.
Insurance
insurance hdfc pension life
on maturity hdfc paid 1/3 of fund value
A.
Dear Sir,
You may approach Banking Ombudsman if it does not come to your aid then file a case before consumer forum which is economical or directly approach the High Court.
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Vidhikarya
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Insurance
Claim Rejected - information not disclosed
My claim is rejected due to information not disclosed at the time of taking policy and death due to same reason and its early claim what can I do?
A.
Dear Sir,
You may go to the Higher Authority by way of Appeal or directly approach High Court by filing Writ Petition.
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Vidhikarya
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Insurance
Insurance Appeal
My father owned a pickup truck that got in an accident a couple years back, we fought the case and finally won (in the court of Kanpur). We are scheduled to receive the cheque from the court tomorrow. ...
A.
Hello Client,
If the insurance company has filed an appeal that means that you cannot get the money because they will ask for a stay on the previous judgement. So, you will have to fight for the case again.
Hope this helps.
Vidhikarya
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Insurance
Health Insurance claim rejected due to late claim submission
Hello Sir/Madam, I had oriental health insurance for my father who died on 15 July 2022 hospitalization and related claim (discharged on 09 July 2022) submitted in insurance company on 12 Sept 2022 a ...
A.
Hi client,
While availing such policies, there are a number of sub clauses which are at times ignored by the policy holders. The clauses which you have signed and agreed to go forward must be reviewed by an expert.
If the conditions in the policies declares that you have submitted the claim lately, then nothing can be done. For that you need to let an advocate review the legal points mentioned in your policy. If the points are in your favour then you can file a case against them before the Consu
Insurance
insurance commission not paid my commission
insurance companay not paid my commission since 6 month
A.
Dear Sir,
u may approach Head Office or get issued a legal notice or approach Insurance Ombudsman and finally u may also try the following Auhtority.
----------------------
Please approach the following authority or similar authority in a state
The Office Commissioner of Labour
Karmika Bhavan, Dairy Circle,
Bannerghatta Road, Bangalore-29.
080-29753078
labour.commissioner42@gmail.com
Addresses of Labor Inspectors in Bengaluru in different locations
https://karmikaspandana.karnataka.gov.in/pa
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Vidhikarya
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