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Dear Client,

When a vehicle loan borrower passes away , the primary responsibility for repayment falls to their estate. As the surviving spouse and legal heir, you are generally only liable for the loan up to the value of the assets you inherit from your wife, unless you were a co-borrower or guarantor on the loan. The bank may also have the right to repossess the vehicle, as it served as collateral.

The fact that health history wasn't requested or provided during the loan application is typ

Dear Client,
The terms and conditions of an insurance policy are the most crucial and vital to go through before raising a claim against the policy. Based on the self-declaration of the policy buyer and post-medical tests of the insured, wherever required, the risk and coverage are underwritten, and the Actuaries of the Insurance Company calculate the premium following the guidelines of the regulatory authority IRDAI. Despite non-disclosure of Pre-Existing disease (PED), some PEDs are covered b

Dear Client,
When an insurance claim is repudiated/rejected by the Insurance company, they inform the insured person of the reason/ground behind the rejection of the claim. Your query lacks that information, and consequently, in the absence of grounds/reasons behind the rejection of an insurance claim, no remedies to your grievance can be suggested as of now. However, be informed that the terms and conditions of an insurance policy are the most crucial and vital to go through before raising a c

Dear Client,
When an insurance claim is repudiated/rejected by the Insurance company, they inform the insured person of the reason/ground behind the rejection of the claim. Your query lacks that information and consequently, in the absence of grounds/reason behind the rejection of an insurance claim, no remedies to your grievance can be suggested as of now. However, be informed that the terms and conditions of an insurance policy are the most crucial and vital to go through before raising a cla

Dear Client,
Digitally impounded RC and/or Driving License is considered deemed suspension of the documents usually done in case of violation of traffic rules and involves potential risk and complexity. In case the Owner or Driver of a vehicle meets with a road accident while driving a vehicle holding a digitally impounded RC and DL, may face penalties, fines, or even imprisonment, depending on the severity of the offence apart from the repudiation of insurance claim by the Insurer. It is not re

Dear Client,
When an insurance claim is repudiated/rejected by the Insurance company, they inform the insured person of the reason/ground behind the rejection of the claim. Your query lacks that information and consequently, in the absence of ground/reason behind the rejection of an insurance claim, no remedies to your grievance can be suggested as of now. However, be informed that the terms and conditions of an insurance policy are the most crucial and vital to go through before raising a claim

Dear Client,
Until and unless a driver's license is renewed within the scheduled period, it becomes invalid and unenforceable. So, when your brother met a road accident while driving a two-wheeler without a valid driving license, the Insurer/Insurance Company shall repudiate/reject your claim. An authorization to drive a vehicle has no role or significance once the validity of a driving license has expired for a lack of renewal.

Dear Client,
In the given scenario, you should be guided by the advice of your Insurer. Otherwise, your claim from the Insurer may be rejected or repudiated. As regards intimidation or unprofessional attitude of the Hospital Insurance team, serving a legal notice to the concerned hospital, file a complaint before the Chief Medical Officer of Health(CMOH) of the concerned District, who is the licensing authority under the state-specific Clinical Establishment Act and the concerned DM/ADM of the D

Dear Client,
The terms and conditions of the warranty on a product is a tricky issue that often debars a customer of the product from claiming coverage under the warranty available during the warranty hours. Based on the reason for the breakdown or cause of damages warranty of any product is provided. Since the cause of leakage of the petrol tube of the car is detected as insect biting which is considered natural wear and tear over which no parties have any control and does not come under the th

Dear Client,
THANE ME JAKE MOBLIE PHONE KI MISSING COMPLAINT DARJ KARE OR FINANCIER KO EK PATRA LIKH KAR USKE SATH THANE DARJ KIYA COMPLAINT KI COPY VEJE. JO ADMI KO PHONE DILAYE HAI USKE KHILAP THANE ME CHEATING CASE KA FIR DARJ KARE. APKA LOAN APHI KO CHUKANA HAI. BANK KE SATH LOAN SETTLEMENT KE BAR ME BAT KARE.