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My car is damage on front right side, But I am not able to claim immediately, As we were went out station. I claim it after 20 days with delay affidavit, but Icici Lombard reject with saying that it's get roust. So what's to do it may be 20 day old but we have zero death policy. Kindly suggest what can be done....

A. Dear client regret to heard for worthless service.but don't worry you have legal options to get your insurance.firstly you need to send them legal notice through a lawyer.In case if it is not resolved within 15 days or if you are unhappy with their resolution you can approach the Grievance Redressal Cell of the Consumer Affairs Department of IRDAI.
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Suneel  Moudgil
Suneel Moudgil Experience: 16 Year(s) Panipat
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 34 Year(s) Bangalore
Rameshwar  Dadhe
Rameshwar Dadhe Experience: 4 Year(s) Aurangabad
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Sop Marq

Posted 1 year ago

My dad subscribed to an health insurance policy in 2013. The nominee was my brother. My dad passed away in 2014 and my brother claimed the whole money. I only came to know now that my dad had subscribed to this insurance. Can I claim my share as I am also his son?

A. Dear Sir,
Yes, you can get concerned details about total claim obtained by your brother by filing an application under RTI provisions and then get issue a legal notice and then file a suit for partition in the said amount.

For full procedure contact me on mobile through Vidhikarya.
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Raju Reddy

Posted 1 year ago

A motor accident victim having wife,daughter(4 yr old),father,mother.process for claiming compensation under MACT has already been started by father. wife signed on the paper without reading it. Victim aged about 33yrs, 1) approximately How much the family will get as compensation 2)To whom the money will be credited?to wife or father? 3)Since wife already signed on it,is there any possibility to object the process? Please help. Death occurred on 6/3/2019. Thankyou

A. Dear Sir,
Take personal consultation.

For full procedure contact me on mobile through Vidhikarya.
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Sivasrinivas Gubbala

Posted 1 year ago

Dear sir this is gv.siva srinivas.s/o. g prabhakar rao (late) Sub-sir my father last month december 24th 2018 He was travell from Varanasi to visakhapatnam .while travelling he was passed away in the train due to breathing problem In that time the train was full with reservation compartment also Now i would like to claim for insurance about death So plz consider lawyers plz reply to me and plz file my complaint Thank you

A. Dear Sir,
You can claim insurance from Railway Department as every ticket issued to the passenger is duly insured by the department having collected premium from the passenger. Apart from this you may claim compensation from the Railway Department since they failed to provide medical facility to the passengers. Get issue a legal notice and then file two different cases before two forums one before consumer Court and another before High Court.

For full procedure contact me on mobile through Vid ...ReadMore
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Sunil Kumar  Singh
Sunil Kumar Singh Experience: 18 Year(s) Kanpur
G.  Santhosh
G. Santhosh Experience: 5 Year(s) Coimbatore
Rameshwar  Dadhe
Rameshwar Dadhe Experience: 4 Year(s) Aurangabad
Hi, I am took home loan from pnb housing panvel branch in jun-2018. at the time loan sanction process bank or insurance employee are not giving any document or information regardarding insurance to me. As well as i am not signed any insurance policy document. also send the cancelling mail to pnb housing on 9-jul -2018 and loan disbursement date is 27-Jun-2018. till date i am not received any HDFC insurance policy document. then how to do to cancel my home loan insurance.

A. Dear client send complaint to bank Ombudsman
Lawyer vidhikarya
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ROBERT D ROZARIO
ROBERT D ROZARIO Experience: 16 Year(s) Kolkata
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 34 Year(s) Bangalore
Rameshwar  Dadhe
Rameshwar Dadhe Experience: 4 Year(s) Aurangabad
I renewed car insurance from online.Now I have lodged a claim for my burnt car.They are giving only 85% of IDV,deducting 15% as penalty for wrong NCB mentioned by me(not intentionally) during online renewal of insurance.I mentioned 25% NCB instead of 20%.Now what to do?

A. Dear Client,
It is the Insurance who can settle this.
Shanti Ranjan Behera
Advocate
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Ambrose  Leo
Ambrose Leo Experience: 10 Year(s) Bangalore
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 34 Year(s) Bangalore
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Soma pathak

Posted 1 year ago

Mera husband accidentaly death ho gaya unka do policy hai lakisarai ki or ek delhi 25kg marg ki sare documents jama karne ke bawazood 3moths ho gaya Avi tak koi result nehi mili death claim officer ko phone karte hai to phone recive nehi karte kab mujhe paisa milega kaise milega samaj nehi aarahe hai keya karu bahut parishan hu plz help mr

A. dear client kindly approach the Insurance Ombudsman Officer for redressal of your grievance.
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ROBERT D ROZARIO
ROBERT D ROZARIO Experience: 16 Year(s) Kolkata
GANESH  SHARMA
GANESH SHARMA Experience: 4 Year(s) Faridabad
Rajender  Prasad
Rajender Prasad Experience: 6 Year(s) New Delhi
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Ramakrishna Karnati

Posted 1 year ago

Our lawyer is saying that we can't claim car insurance while getting claim from our personal health insurance. But that is paid from our pocket and we lost benefits for feature.. Is it right or wrong..

A. Right.
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Mohd Imran
Mohd Imran Experience: 5 Year(s) Faridabad
Jayesh R Jadav
Jayesh R Jadav Experience: 13 Year(s) Kheda
Ambrose  Leo
Ambrose Leo Experience: 10 Year(s) Bangalore
I am holding medclaim policy of royal sunderam genral insurance since past 10 years and paying regular paying primum every year . Mediclaim Insurance is rs.100000x4.member premium around 6300 to 7000.per annam. Recently the mediclaim policy convert in to mediclaim flooter policy and priuem is 17369.for the same benifit and pre exicting dicese not included . When i enquire about this policy they are saying that this is nott flooter policy {n)y the name is changed and benifit is only 1 lakh only insted all sumx4. Unforunatly i rewive premium is pais before due date .when i came to know above detail i ask insurar to cancelled my policy and refund our primumeto original payment gatway .sevral reminder sent to cancel po)icy and refund my payment tey did n{t b{ther and not replaying the graviance nor refund my amount . I also said iwill p|oceed for legal action . Hence i need you opinioun a# well as further instruction for proceding recovery amount Sharad shah 09391228000 Hyderabad.

A. You may not received any claim also and the have paid premium on the advice of the company. Verify the policy terms & conditions and refund of premium clauses. Issue legal notice and lodge claim before Ombudsman and also can file before consumer forum, you can also file civil & criminal cases as the case may be to exercise your premium refund.
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Ramalingaiah  Mulakatte
Ramalingaiah Mulakatte Experience: 31 Year(s) Mumbai City
Johnson  Thangiah
Johnson Thangiah Experience: 19 Year(s) Tirunelveli
Manjula  Shanmugasundaram
Manjula Shanmugasundaram Experience: 19 Year(s) Chennai
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Suraj Machaiah

Posted 1 year ago

I planned to sell my car as I wanted to buy a new one hence this was listed on OLX . I did find a buyer who agreed to pay 4.25lakhs for the car on a mutual agreement .The buyer agreed to pay 1 lakh on advance and the rest of the money after i give him all the transfer docs.I had to get the NOC from Madikeri RTO and the hypothication cancelled ,while waiting for the RTO transfer docs unfortunately my car met with an accident and the car was being driven by the buyers brother around April 12th. Now I have given a complete explanation to the claim officer at hdfc ergo who said I may not get the complete idv value of the car and might get only 70% of the idv. I am extremely dissatisfied with the time taken by hdfc and also the with the settlement amount that has been advised by the claim officer. Please let me know if I can take any action on hdfc .

A. Get issue legal notice
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Mohd Imran Experience: 5 Year(s) Faridabad
Ambrose  Leo
Ambrose Leo Experience: 10 Year(s) Bangalore
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