Agent fraud
My father died of corona and he had a lic. After 1.5years we got our 1 lakh rupees. My mother and i had two existing insurance policy which premium we had not paid for one year. So when we got the mon ...
My father died of corona and he had a lic. After 1.5years we got our 1 lakh rupees. My mother and i had two existing insurance policy which premium we had not paid for one year. So when we got the mon ...
Dear Client,
If you want to cancel your LIC policy because you do not like its features and benefits, then you must make this decision within 15 days of receiving the policy documents. According to LIC, you have all the rights to cancel a LIC policy, before 15 days of receiving the policy documents. However, in this case, it is advisable to consult an advocate well-versed in this regard.
I have been possessing health insurance policy for the last 16 years without a break but with diffrent insurance corporation. For example first 4 years with New India Assurance, thereafter 2 years wit ...
Dear Client
The moratorium period of 8 years may not apply to you as you have held health insurance policies without a break for the past 16 years, even with different insurance companies. However, you should check with your current insurance company to confirm any specific policies or waiting periods.
I have issue with insurance company, While I am working on private limited company, i have put medical insurance for father also in group medical cover , but i extied from the company after two months ...
Dear Client
In India, there is no similar law to the surprise bill act in the USA, but if the insurance company has approved pre-authorization for treatment and post-hospital cashless approval, they are liable to pay the bills. You can approach the insurance ombudsman or consumer court and provide all relevant documents to support your claim.Please seek an expert legal advice over this matter.
Sir I Uddipta Chakraborty, Malda requesting you for legal advice. One HDFC bank Relationship Manager of Malda convinced me and my wife to do Life Insurance. It was June 2019, August 2019 and Feb 2 ...
Hello Sir,
I actually need more information about the agreement and may more things. Please provide us so that we can give you some advice.
My father has rare blood disease. Aplastic Anaemia and PNH. He was admitted in hospital for 11 days. I took parental insurance in currently working company. Insurance company rejected saying this dise ...
Dear Sir,
You may go in Appeal or approach Insurance Ombudsman or get issue a legal notice and file a civil suit.
Sir, 9 years ago, my father was died at an motor accident, now we are facing a issue with our lawyer. He demanding for 15% of the interest value of the FD. we got about half of its insurance amount ...
Firstly, it is important to review the terms of the agreement between you and your lawyer to determine whether or not the lawyer is entitled to a share of the interest earned on the FD. If the agreement specifically states that the lawyer is entitled to a share of the interest, then you may have to honor that agreement.
If there is no such agreement in place, the lawyer's demand for a share of the interest may not be justified. However, it is advisable to consult with another lawyer or a legal
Other Responses
I purchased Policy (INDIAFIRST LIFE GUARANTEED PENSION PLAN) by paying 1lakhs 2 days ago from (Indiafirst life insurance). but after calculation I feel it is worthless. so now I want to cancel policy ...
Dear Client,
Kindly contact an advocate who has experience in the areas of finance and insurance. Hope this helps.
My Car Stolen on 12-11-2022 for which FIR logged in nearest police station and intimated to insurance company survey also done by insurance company and waiting for the Police FR. But suddenly car foun ...
Dear Client,
You can file a complaint or approach the appropriate authority for the same. Hope this helps.
I have a health insurance policy of Star Health Insurance of Rs. 1500000 since 1 Sept 2016 for a family of 3. We never never had any claim for first five years till Dec 2021. My wife was admitted to h ...
Dear Sir,
You have two options. First option to approach Insurance Ombudsman or directly go to Civil Court or High Court.
How r u, I have a term life insurance policy of 2 crore from 2018. I have some problem of lungs for which I was admitted in hospital in 2016-17,two times. But I did not disclosed in the proposal form ...
Dear Client
What you have done is not disclosed the information to the insurer and for this during the time of the claim your insurance will be repudiated for the same reason. And when they do so then you can take the shelter under the amendment of Section 45 of the Insurance Act as after this amendment a policy can't be rejected after three years.
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