icon ACCIDENT - Jit By Jeep

MY FRIEND GOT ACCIDENT HE WAS HIT BY THE JEEP WHILE DRIVING HER MOOPED TWO WHEELER . HE DOES NOT HAVE PROBER DOCMENTS LIKE LICENSE ,INSURANCE ....JEEP DRIVER HAVING LICENSE AND INSURANCE. BUT THE MIS


A. Dear Client,
As your friend did not possess a license the motor vehicle tribunal shall deem contributory negligence in such case and shall not pay much attention to the claim. Though you can receive a very small amount in cases of grave injuries and depending on other circumstances of the case.
Thank you

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icon Guaranteed Pension Plan

Sub.: Guaranteed Pension Plan. (Industry: Insurance & Banking) The insurance company sold me Non-Guaranteed Pension Plan by confirming & convincing me it as 100% Guaranteed. All terms &


A. Dear Client
You can certainly move the consumer forum with all the relevant evidences as this appears to be a defect on services as well as malpractices. You can also try to file a criminal complaint against them for cheating and misleading but you need to consult a good lawyer with all the docs for the same.

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icon Loss of Job Insurance claim got rejected by ICICILOMBARD

When the policy wording is mentioned about Jobloss as " 3 EMIs can be paid at the time of incident " in a policy period of 5 years, and not restricted to "only 3EMIs" , what is the possibility of gett


A. Dear Client
Your question is not clear and you are requested to either post the question again or get in touch with a lawyer with the policy documents so that comprehensive answer can be provided to you.

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icon Insurance mediclaim repudiated

I have take insurance policy in july 2021. I am suffer from heart attack in sept 2021 and bypass surgery was done after treatment i had submit reimbursement for mediclaim. After Scrutiny claim is reje


A. that long-standing pre existing diseases - do not fall in preview INCASE OF HEART ATTACK.. U can challenge the repudiation of the insurance claim. Also teh type of MEDICLAIM POLICY needs to taken into consideration & after reading the terms we can guide you more.

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icon SATYA

My Friend passedway as he was diagnosed with covid pneumonia, severe acute Resepiratory Distress syndrome, known Hypertension and hyperglycemia and expired on6th june21 , he has Home Loan and have in


A. Dear Client,
Lot of banks are accepting the death by COVID as acceptable reason for claiming the insurance policy and I believe it should be too. If the bank is rejecting the same then move an application to Consumer forum.

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icon Summons to appear in court for U/sec 166 mv act against me.

I met with an accident and the friend of mine(pillion) died due to head injury in accident. Charges on me- 279, 304a and mv act 184 My friends family summoned and filed Case against me in court for


A. Dear Sir,
Yes, you have to engage advocate in both the cases otherwise as there is death of one person you will be convicted. Also compensation may be awarded and you must not believe the insurance company since it may say that policy conditions were violated as such it is not liable to pay the compensation.

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icon ABOUT GOVT INSURANCE SCHEME

Dear Sir/Madam, I am Aswani Bhupathi, from Guntur District, Andhra Pradesh. Here, I am writing to you to know the information, about the following issue. My mother's name B.Vijaya Lakshmi died on 21-0


A. Dear Client,
You can file a grievance on the official website of the Insurer, or you can email or contact Insurer to express your dissatisfaction.
If the issue is not resolved at the insurer level, you can file a complaint with the IRDA IGMS site online. If your problem isn't handled at this level, you can take it to the consumer court. Let us know if you require any further clarifications.
Thank you!

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Other Responses
Arjun  Kshetri

Arjun Kshetri

icon Health insurance claim rejected

Health insurance claim rejected due to hospital misrepresentation, like they charged differently at the same time of admission duration for the same treatment. What to do in this scenario.


A. Dear Sir,
You may approach Insurance Ombudsman or Consumer Court.

I could have explained more if background is known to me. If background is made known in full then legal experts will be in position to understand correctly. Moreso, the background must be in brief.

Please give me FIVE STAR if satisfied by my answers.

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icon Road accident

2014 ರಲ್ಲಿ ಆಗಿರುವ ಘಟನೆ ಈಗಾ clime ಮಾಡಿಕೊಳ್ಳಬಹುದಾ


A. Dear Sir,
It is too late but if there are grounds to justify the delay you can approach Magistrate Court and file private complaint and get it registered.

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icon Migration of group health insurance policy to family floater policy

I am leaving my current organization and 30th Sep'21 is my last day in the organization. I would not be joining any another organization. Hence, I would like to migrate the group health insurance (pr


A. Dear Sir,
You may approach insurance ombudsman if clauses of first policy allows such transfer from one policy to another.

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