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Consult and get Expert Advice on Debt and Agreement Laws matters from the Debt and Agreement Lawyers in India.
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Consult Debt and Lending Agreement Lawyers in India

Anish  Palkar

Anish Palkar

Exp
Mumbai suburban , Maharashtra

Specialization

  • Debt and Lending Agreement
  • Banking
  • Divorce
  • Documentation
  • Bankruptcy and Debt
Total Answers Given : 939
Meenakshi  Periyahkaruppan

Meenakshi Periyahkaruppan

Exp
Chennai , Tamil Nadu

Specialization

  • Debt and Lending Agreement
  • Civil
  • Family
  • Divorce
  • Property
Total Answers Given : 338
Prithvi  Raj Sikka

Prithvi Raj Sikka

Exp
Delhi , Delhi

Specialization

  • Debt and Lending Agreement
  • Commercial
  • Contracts and Agreements
  • Intellectual Property, Copyright, Patent, Trademar
  • Arbitration and Mediation
Total Answers Given : 19
Kalpana  Sanap

Kalpana Sanap

Exp
Pune , Maharashtra

Specialization

  • Debt and Lending Agreement
  • Commercial
  • Will
  • Trust and Society (NGO)
  • Sexual Harassment at Workplace
Total Answers Given : 15
Karunasish  Chakraborty

Karunasish Chakraborty

Exp
Kolkata , West Bengal

Specialization

  • Debt and Lending Agreement
  • Consumer Protection
  • Divorce
  • Civil
  • Contracts and Agreements
Anik

Anik

Exp
Bangalore , Karnataka

Specialization

  • Debt and Lending Agreement
  • Cyber, Internet, Information Technology
  • Anticipatory Bail
  • Consumer Protection
  • Mutual Consent Divorce
Total Answers Given : 22485
Noel  D'Souza

Noel D'Souza

Exp
North Goa , Goa

Specialization

  • Debt and Lending Agreement
  • Property
  • Debt Collection
  • Civil
  • Criminal
Abhimanyu  Shandilya

Abhimanyu Shandilya

Exp
Kolkata , West Bengal

Specialization

  • Debt and Lending Agreement
  • Adoption
  • Civil
  • Criminal
  • Cyber, Internet, Information Technology
Total Answers Given : 4014
L K Janghel Advocate

L K Janghel Advocate

Exp
Raipur , Chhattisgarh

Specialization

  • Debt and Lending Agreement
  • Civil
  • Criminal
  • Consumer Protection
  • Human Rights
Total Answers Given : 3
Aditya  Shrivastava

Aditya Shrivastava

Exp
Raipur , Chhattisgarh

Specialization

  • Debt and Lending Agreement
  • Divorce
  • Criminal
  • Maternity
  • Work Permits
Total Answers Given : 3
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  • What is debt and lending agreement law?
  • What are the applicable laws in India on debt and lending agreement?
  • How to prepare a lending agreement?
  • What types of cases are registered in India on debt and lending agreement?

As per Black’s Law Dictionary, Loan refers to a bailment without reward; consisting of the delivery of an article by the owner to another person, to be used by the latter gratuitously, and returned either in specie or in kind. A sum of money confided to another. A loan of money is a contract by which one delivers a sum of money to another, and the latter agrees to return at a future time a sum equivalent to that which he borrowed.

The Banking Regulation Act is the law that governs the sector of banking in India. It consolidates and reasonable amends the laws related to banking. A Banking firm is a firm which transacts the business of banking in India. As per Section 5(b) of the Banking Regulation Act, banking refers to accepting, for the purpose of lending or investment, of deposits of money from the public, repayable on demand or otherwise, and withdrawable, by cheque, draft, order or otherwise.

Every bank is required to keep cash reserve with itself or by way of balance in the current account with RBI or Central/District Co-operative Bank or net balance in all such way, of minimum prescribed % amount of its DTL as of last Friday of fortnight. Bank shall maintain unencumbered approved securities, valued not exceeding the current market price, or an amount which shall not be less than 24% of the total of its demand and time liabilities.

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