Old vehicle resell
Old vehicle resell
I am going to exchange my old bike for a new one in same company authorised sellor showroom. What documents should I get from them as the old vehicle resell will take some time and would be beyond my
4 months ago
A. Dear Client,
When exchanging your old bike for a new one at an authorized dealer, it's crucial to ensure a smooth and transparent process. Request the following documents from the dealership:
1.Sales Agreement or Invoice: Clearly outlining the terms of the exchange, including details of the old and new bikes, their respective values, and any additional charges.
2.Delivery Note: Confirming the transfer of possession of the old bike to the dealer and the delivery of the new one to you.
3.Exchange ...ReadMore
Regarding loan Recovery
I got to know that as per RBI rule interest amount can not be more than Principle amount. How true it is. And if so, can I take legal action against a loan provider if disobey this rule.
4 months ago
A. Dear Client,
The information you've heard is not accurate. There is no specific RBI rule stating that interest cannot be more than the principal amount. However, the RBI regulates interest rates to ensure fairness and prevent usurious practices by financial institutions. Lenders are required to follow the guidelines set by the RBI regarding interest rates and other terms. If you believe that a lender is violating RBI regulations or engaging in unfair practices, you may consider filing a complain ...ReadMore
Advice needed on notice period buy out
I resigned my job and i provided notice period of 15 days only. However according to company policy notice period was 45 days. Now they were giving me option of buy out notice period as i have not sig
4 months ago
A. Dear Client,
In your situation, since you haven't signed any bond or contract specifying a notice period, the company may not have a strong contractual basis for enforcing the 45-day notice period. However, company policies often act as internal rules. If you were aware of the 45-day notice period policy, it might be considered an implied agreement even without a signed document. Regarding the buyout option, if it wasn't explicitly communicated and mutually agreed upon before you resigned, you m ...ReadMore
Regarding Soft Possesion for doing furniture in flat
Dear Sir, My Builder gave me Soft Possesion of flat for doing interior work becoz I paid 95% payment and work progress of building 95% and furniture with certain rules and regulations, He said that al
4 months ago
A. Dear Client,
It's positive that your builder has granted you soft possession of the flat to initiate interior work, considering the significant progress in payment and building completion. However, it's crucial to ensure that the applied Occupation Certificate (OC) or Completion Certificate (CC) is obtained as it signifies compliance with local regulations. Verify the status of these certificates and the rules and regulations set by the builder for furniture and interior work. Having these certi ...ReadMore
Bond agreement breach by employee
I signed a bond agreement of 18months(6month probation) for the sound engineer job to a music studio for 2.4LPA in Bangalore. Its 6 months now. I want to resign the job due to work torture & mental he
4 months ago
A. Dear Client,
If you have followed the resignation terms outlined in your employment letter, the employer-employee relationship concludes upon the expiration of the notice period. An employment bond alone does not establish a binding relationship unless it adheres to legal requirements. Employment bonds can be contested under Section 27 of the Indian Contract Act, 1872, which prohibits agreements restraining lawful trade or profession. Employees have the right to resign, even if bound by an emplo ...ReadMore
Unable to pay home loan as the borrower as done sucide
Borrower cannot pay home loan bcoz he cannot expired sucide .Wife is coborrower .now Karnataka Bank is pressuring his wife to pay the loan.Bank people have visited their flat and taken photo of the ho
4 months ago
A. Dear Client,
In such a sensitive situation, it is crucial for the wife to communicate with the bank and explain the challenging circumstances. While banks may show empathy, it is essential to note that the loan responsibility doesn't get automatically excused due to the borrower's demise. The wife, being the co-borrower, remains legally obligated to the outstanding loan. It's recommended to approach the bank to discuss the possibility of restructuring the loan, seeking a lower EMI, or exploring ...ReadMore
Character of property and its disposition
My grandfather owned a coparcenary property which he inherited from his father might be in the year 1952. he distributed this inherited coparcenary property among his 3 sons(my father and my 2 uncles)
4 months ago
A. Dear Client,
The character of the property received by your father through the family settlement in 1982 would be that of self-acquired property. Upon distribution, the shares received by each son become their self-acquired properties. Your father has independent control over his share and can dispose of it through a will or gift without requiring consent from his children. However, if your father wishes to deal with the property initially received from the family settlement as a whole, consent ...ReadMore
property regarding
My elder widow sister purchased a plot and built a house .she expired in 2015 and she has one son s only one unmarried son also expired in 2018 his husband also expired in 1979 .My sister has 3 sist
4 months ago
A. Dear Client,
Without a valid document confirming ownership, you cannot sell the property. Adverse possession, a legal concept allowing ownership claims through continuous, hostile possession, requires uninterrupted possession for the entire statutory limitation period. The limitation period is 12 years for a claim based on previous possession (Article 64 of the Limitation Act, 1963) and also for a suit for possession based on title (Article 65). If a possession claim isn't filed within this time ...ReadMore
Can the passport also be changed as per the Aadhaar card
My given name in passport is first + middle + surname and in the Surname field is my father’s name. All my other documents like PAN Card Aadhar, Driving Licence contain properly first + middle name
4 months ago
A. Dear Client,
To align your passport details with your Aadhaar card and other documents, you can apply for a reissue of the passport with the correct name format. You will need to submit the necessary documents, including Aadhaar card, along with the application. Visit the official website of the passport office to understand the specific requirements and procedures for a name change. Generally, the process involves filling out the reissue application, providing supporting documents, and attendin ...ReadMore
Medical Insurance cancelled after 3 years
My mediclaim was cancelled on grounds of non disclosure of pre existing diseases. I fell from the stairs and had a nerve pain which used to come and go. During the 4th year during home excercise sudde
4 months ago
A. Dear Client,
In cases where an insurer cancels a mediclaim due to alleged non-disclosure of pre-existing diseases, you can explore legal options to challenge the decision. It is essential to gather all relevant medical records, including the MRI and X-ray results from seven years ago, to demonstrate that there was no conclusive diagnosis at that time. Engaging with a lawyer who specializes in insurance or health law can help you navigate the legal aspects. Presenting your case based on the lack ...ReadMore
