M paying my over dues partially since unable to pay one time
M paying my over dues partially since unable to pay one time
I couldn't to pay my credit card dues since I lost my job in 2018..from that time I told them the situation n after that COVID lockdown was implemented....all of sudden on Jan 19th 2023.....collection
1 year ago
A. Remedies against harassment by Recovery Agents
Written By : Kishan Dutt Kalaskar Retired Judge
There are numerous cases of the oppressive and illegal conduct of recovery agents attempting to recover pending dues for the banks' benefit. In the past few years there have been many such instances, to showcase an example, an 81-year-old woman was seriously threatened by recovery agents, she got 375 threatening calls concerning her child's unpaid bank dues. After that, she moved to the police, and a ...ReadMore
OBC ncl certificate
If parents annual income is less than 8 lakhs for two year and more than 8 lakhs for one years , within a period of 3 consecutive years , can the children get obc non creamy layer certificate?
1 year ago
A. Dear Sir,
If average of three years is less than 8 lakhs then you will get the certificate. Try for it legally and you may get the same .
Resignation - Relieving Letter & Experience Certificate not providing
Sir, I'm working in an company which having 3 months notice period (either to serve or to pay the salary). I resigned the job due to family emergency. I served 45 days and informed to pay for remainin
1 year ago
A. Please approach the following authority or similar authority in a state
The Office Commissioner of Labour
Karmika Bhavan, Dairy Circle,
Bannerghatta Road, Bangalore-29.
080-29753078
[email protected]
Addresses of Labor Inspectors in Bengaluru in different locations
https://karmikaspandana.karnataka.gov.in/page/Contact+Us/Labour+Inspector/en
=======================================================================
Section 12 in The Industrial Disputes Act, 1947
12. Duties of concil ...ReadMore
property registry cheque bounces.
we have sold 2 lands and the joint buyers gave toal 6 cheques to us. The same cheque number is mentioned on the registry. among 6 cheques: 2 cheques are bounced 2 times due to signature mismatch.
1 year ago
A. Dear Sir,
First get issue a legal notice within 30 days of bounce otherwise they become invalid. Then file a cheque bounce case then only he may pay. There are no chances that he will pay voluntarily.
Tenant is unwilling to move out
Hi, recently we decided to buy a 3BHK property. There is an existing tenant for rent with an agreement with the previous owner of the property and the tenancy ends in 30 days. However, the Tenant is u
1 year ago
A. Dear Client,
You may file a suit for eviction against him to have the premises vacated. The default by the tenant in paying the rent is a ground for his eviction. You can also recover the arrears of rent with interest from him by approaching the civil court
Regards.
Regarding Home Loan
Hi Pooja, I have a home loan from IDBI. I requested them for foreclosure letter to transfer my loan. It's been more than a month now and that I have been waiting and they stopped responding to my emai
1 year ago
A. Dear Client,
If the bank hasn't taken appropriate action and they are unresponsive, you can approach the banking ombudsman. It is appointed by the RBI to resolve customers’ complaints regarding banking services. Currently, there are 20 banking ombudsman centres in India. To file a complaint with them, you need to have proof that you have already filed the complaint with your bank. Also, you must reach out to the ombudsman within 1 year of the action taken by your bank. The service is free o ...ReadMore
Salary issue - Company not pay salary at time
Company not pay salary at time & not pay proper minimum wages
1 year ago
A. Hello,
It is the liability of the employer to pay the salary to the employee on time. However, if he denies, refuses, or fails to do so, then the employee can file a criminal suit for cheating and breach of trust under Section 420 of the Indian Penal Code.
Landlord is asking to increase rent by 30% instead of 7.5% as per Agreement
I have made rental agreement with owner for 33 Months with increase of 7.5% on previous rent after every 11 Months of term in the 33 Months of contract. I have completed 11 and my owner asked to incre
1 year ago
A. Hello,
As per the information you have mentioned he cannot evict you on this behalf.
for better clarity reach out to ana advocate.
Thank you
Bank Possession Notice 13 (2)
I have received a letter from bank to vacate the property as I was not able to clear overdue within the time frame given by bank as I was not having a job so I missed 3 EMI.. how can I stop bank from
1 year ago
A. Hello,
This is a serious situation. The bank will mark you as a defaulter and the bank will send you a notice about it.
At this point make sure you do not ignore the bank notice and reply to them asap explaining to them about your situation and the reason why you missed paying the EMI’s. If your credit history is good and your reasons are very genuine, there is a possibility that the lender may give you some grace period for repayment.
If the bank is sure that they want to move ahead after you ...ReadMore
loan repayment - given my legal document to any stranger
sir i just given my legal document to any stranger for just he give me 500 ruppe and then after some time the company pocketly call my father and say for repay the loan of 15771 and 5771 is penalty ch
1 year ago
A. Hello,
You need not worry about this instead you can file a FIR for harassment against them.
thank you
