Posession notice
1 year ago
Sir iam taking housing loan and top up loan, the loans pending dues paid but all other loans persanall lons add to my account give possesion notice to me but not pending or overdue on my hpusing loan. How my problem solve is possible legally
A.Dear client,
You can file a complaint to the grievance cell of the HFC, better known as Grievance Registration & Information Database System (GRIDS) which is established as the NHB’s Grievance Redressal Mechanism. Please note that there is no other authority available in India which would deal with the aggrieved customers of the Housing Finance Companies.
Procedure includes:
-Access the grievance handling portal of the National Housing Bank by accessing the link https://grids.nhbonline.org.in.
- The complaint should be made to the concerned HFC grievance redressal officer or cell.
- The HFC is expected to resolve the issue within a time period of 30 days.
- Further, you need to complete the online form and attach the relevant documentary evidence to prove the case.
- Please note that the maximum 4 files of up to 1 MB each can be attached.
- Once a complaint is lodged on the portal, a complaint acknowledgement number is generated. This number can be used to track the status of resolution of the complaint in future.
In case, there is no response or you are not satisfied with the resolution offered by the Complaint Redressal Cell (CRC) within 30 days of filing the complaint. Post which a further complaint can be made to the Chief Grievance Redressal officer of National Housing Bank.
Or you can file a civil case and pray for a stay of such possession actions through an interlocutory application.
You can file a complaint to the grievance cell of the HFC, better known as Grievance Registration & Information Database System (GRIDS) which is established as the NHB’s Grievance Redressal Mechanism. Please note that there is no other authority available in India which would deal with the aggrieved customers of the Housing Finance Companies.
Procedure includes:
-Access the grievance handling portal of the National Housing Bank by accessing the link https://grids.nhbonline.org.in.
- The complaint should be made to the concerned HFC grievance redressal officer or cell.
- The HFC is expected to resolve the issue within a time period of 30 days.
- Further, you need to complete the online form and attach the relevant documentary evidence to prove the case.
- Please note that the maximum 4 files of up to 1 MB each can be attached.
- Once a complaint is lodged on the portal, a complaint acknowledgement number is generated. This number can be used to track the status of resolution of the complaint in future.
In case, there is no response or you are not satisfied with the resolution offered by the Complaint Redressal Cell (CRC) within 30 days of filing the complaint. Post which a further complaint can be made to the Chief Grievance Redressal officer of National Housing Bank.
Or you can file a civil case and pray for a stay of such possession actions through an interlocutory application.
Helpful
Helpful
Share
A.Dear Sir,
You may advised to go to Debt Recovery Tribunal or High Court to get a relief and stay order in respect of such notices.
You may advised to go to Debt Recovery Tribunal or High Court to get a relief and stay order in respect of such notices.
Helpful
Helpful
Share
Read Related Answers
Loan
Dear Client,
A co-applicant/borrower is equally liable for repayment of the debt if the principal Borrower fails to repay it and if after exercising all the steps for recovery of debt against the Bor...
Compassionate appointment
Dear Client,
The SBI rules can not be breached. it could be the policy of the bank to not hire anyone. Please check with the rules and guidelines for heiring employees
Education Loan OTS
Dear Client,
Try to go to the online portal of the said bank and complaint about grievance through the same. it is advisable to repay the loan amount within the stipulated time or you may face seizur...
Sbi account put on stop by cyber security
Dear Sir/Madam,
Under the following provisions the Hon’ble Magistrate Court having ample powers to unfreeze the Bank accounts. Further, the Hon’ble Court has vast powers to hand over the properties/v...
My bank account got freezed
Dear Client,
Once a cybercrime scam or fraudulent transaction is reported online to the National Cyber Crime Reporting Portal(NCCRP), on the instruction of the Cyber Crime Cell, the investigating tea...
Read Blogs on Banking
Banking Lawyers
Find Lawyers by Location
