One EMI Bounce - I have been regularly paying my personal loan
One EMI Bounce - I have been regularly paying my personal loan
I have been regularly paying my personal loan EMIs for a bank till September. But I had lost my job in September 2022 due to staff cuts. I somehow managed to pay September month EMI. But now I have to
1 year ago
A. Dear client,
If you fail to pay your EMIs for 3 consecutive months, lenders consider it as a default and take action. The lender will then send you a notice of default, giving a period within which you must repay the outstanding amount or lose possession of the asset (house/car) that you have provided as a collateral.
If you are unable to pay,
1. Don't Panic
2. Contact Your Lender and keep your documents ready
3. Consider Your Options and Initiate A Dialogue with Your Lender
4. Liquidate your ...ReadMore
Builder sold Flat without taking NOC from Bank
purchased a flat in the complex and the Full payment was done by me and My Registry is done . Afterward I came to know that Builder had to took NOC from Canara Bank before Each flat Registry . In my c
1 year ago
A. Dear Client
It was the builders duty to take the NOC from the Canara bank if there was any loan on the said property and it was not your duty. The Bank should refrain from taking any action against you and if it does then you will have all the possible remedy under the law.
SC Caste Certificate of Maharashtra State vaild in MP state
My SC caste certificate is issued from Maharashtra which is in Central government format. My grandparents migrated from Maharashtra to Madhya Pradesh in 1968 for employment purposes. We are currently
1 year ago
A. Dear client,
If you have the certificate which is in the prescribed format of Central Government, then it will be applicable everywhere in India.
Harassments by IDFC Bank People
My Employee taken loan Bnak people Calling me for loan payment
1 year ago
A. Dear client,
Legal Remedies available to defaulter in the case of harassment by recovery agents are as follows:
Filing a complaint at the police station:
A proper complaint should be filed against the Bank and the recovery office. However, if the police do not file a complaint, the magistrate can be approached.
An injunction suit against the bank and recovery agents: A civil injunction suit with an ad-interim relief can be filed in the civil court against the bank and recovery organization. It ...ReadMore
Two wills for same property
My grandfather make a will on 2009 for him 2 son and then in 2015 my grandfather make again will of same property mentioned in 1 St will to another son. Now which wills is valid.
1 year ago
A. Dear Client
As per the norms the latest will is valid and it overwrites all the previous will so the will made in 2015 will override the will made in 2009.
Family pension - first wife has name
My mother's pension in not making because first wife has name in the service my mother's name is not . My father is no more ... head office denied to make oenison they said only first wife can take. W
1 year ago
A. Dear Sir,
Immediately file a Civil suit in the Civil Court claiming pensionary benefits to your mother and paper publication may be taken against 1st wife and thus she may be placed ex-parte and you may get favorable orders.
Data Entry Fraud - online agreement which I signed digitally
I find a data entry job on naukri.com and they give me an online agreement which I signed digitally. They give me 800 forms, which should be completed in 7 days. I did complete 120 approx forms and th
1 year ago
A. Dear Client, When you joined the Company for an online data entry job signing an agreement digitally and kept a soft copy of said agreement and if that agreement is silent on the subject or without any specific terms stating that in case you fail to complete a time bound assignment or leave the assigned job incomplete, you have to pay compensation for deficient service or to face legal Consequences, then on receipt of unethical demand from the Company asking for money for different purpose, that ...ReadMore
Loan - dad had taken money
Dear concern My dad had taken loan from unauthorised without informing our family and money lender have not registered lisence, my dad took nearly 1lakh eighty thousand he was paying interest after y
1 year ago
A. Dear Client
These kind of loans with usurious interest and extortion is illegal and you can refuse to pay the interest in place of your father. If he threatens you then you can also lodge a police complaint
Chinos loan app fraud
Cyber police have arrested some people who took 3 lakh rupees from me in different accounts in last few days through extortion in Chinese loan app. And their bank accounts are also frozen. Can I
1 year ago
A. Dear Sir,
If amount is with the police then you may approach concerned court and file a application through advocate under following provisions of law.
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Section 451 in The Code Of Criminal Procedure, 1973
451. Order for custody and disposal of property pending trial in certain cases. When any property is produced before any Criminal Court during any inquiry or trial, the Court may make such order as it thin ...ReadMore
Partition suit
Case filed by me for partition of land in 2016 against my brother\nMy brother submitted written affidavit saying that oral portion is done\nDefence lawyer has completed cross examination of me in 2019
1 year ago
A. Dear Sir,
Get ex-parte decree and if the other side prefer appeal before the High Court then see that such appeal is dismissed since several chances were given deffendent and he was so negligent in conducting the case.
