Credit card and loans
Credit card and loans
Sir I have different types of credit cards and now am unable to pay the bill they all issued a lok Adalat notice what I do I really want to pay them but I don't have any money what I do am really anxi
2 months ago
A. Dear Client,
When a dispute or case is scheduled for hearing before a Lok Adalat, parties can settle through mutual understanding, either by using a deed of settlement if financially feasible or by engaging third parties like debt relief companies. These companies negotiate settlements with lenders on behalf of the borrower, who then makes payments to the debt settlement company, including service charges/fees.
Debt settlement involves the borrower repaying a portion of the loan balance, and ...ReadMore
Gratuity
I was working for a company for 10 years and I have joining documents...now after resignation company denied to pay gratuity...what should I do now?
2 months ago
A. Dear Client,
With the enactment of the Payment of Gratuity Act, 1972, employers are legally obligated to pay gratuity to employees upon the termination of their employment, regardless of the reason, except for disciplinary action as outlined in the Act. This provision is mandatory for organizations employing 10 or more individuals in the past 12 months.
According to Section 4(1) of the Payment of Gratuity Act, an employee is entitled to receive gratuity upon the cessation of employment after ...ReadMore
I have Award passed by Labour court in Refrence IDA
What is process to get approved back wages and reinstatement of continuity awarded by Labor Court. Which is appellate authority for Management against award passed by Labour court in Refrence IDA.
2 months ago
A. Dear Client,
According to Section 17(1) of the Industrial Dispute Act, 1947, an award, including an arbitration award, becomes enforceable 30 days from its publication under Section 17. However, if the appropriate Government or the Central Government deems necessary, it may intervene in cases involving Labour Courts, Tribunals, or National Tribunals. If a company fails to implement an Industrial Tribunal's order, as a worker, you should notify the Implementation Authority, specifically the Reg ...ReadMore
Landlord asking to vacate
Hi, We are staying in hyderabad, we have leased the property for 15000 in Aug 2022, and as per the agreement we are paying 10% extra from Aug 2023, but my landlord is demanding to pay 3000 extra from
2 months ago
A. Dear Client,
In a tenant-landlord dispute, resolution occurs under the state-specific Rent Control Act, with a Rent Controller or Additional Rent Controller appointed to address issues arising from the rent agreement. To address the current situation, submit an application detailing your grievance to the relevant Rent Controller for an amicable resolution. Seek guidance and assistance from a legal professional for the necessary steps in this process.
42 hrs duty for a group A central government employees
Senior formation directs to call Group A officers of central government on duty for 6 hours shifts (0800-1400hrs & 1400-2000Hrs) on all 7 days i. e total 42 hrs a week. Please provide the related rule
2 months ago
A. Dear Client,
According to Labour Laws, individuals aged 18 and above are limited to working 48 hours per week, not exceeding 9 hours in a day, with a spreadover not exceeding 10½ hours. Overtime rules apply if these limits are exceeded. The central government has introduced four Labour Codes, which have now capped daily and weekly working hours at 12 and 48 hours, respectively. This adjustment allows for the possibility of implementing a 4-day work week, assuming 12 working hours each day.
Outstanding on closed credit card
I had settled a HSBC credit card sometime in 2004/5. They issued a letter also to that effect. But it is still showing as outstanding. A few years later someone from the bank contacted me and said the
2 months ago
A. Dear Client,
Foreclosing credit card dues or loans typically does not alter the defaulter status in the borrower's credit records, which can have long-term effects on creditworthiness. Despite this, given the apparent arbitrariness and unfair nature of the Bank's claim after a lengthy 20-year period, you can file a complaint against the Bank. Lodge your complaint through the Reserve Bank of India's grievance redressal portal under the integrated Banking Ombudsman Scheme at https://cms.rbi.org. ...ReadMore
Title Suit
Present Plaintiff's three deeds cancelled by Honb'le Civil Judge Junior Division,2nd, Uluberia on 22.12.1997. Again plaintiff filed Title Suit for eviction in Civil Judge Junior Division,2nd , Uluberi
2 months ago
A. Dear Client,
The query lacks information regarding the date of judgment in the eviction suit by the Civil Judge, making it challenging to provide appropriate guidance. Generally, any court order or judgment can be contested by filing an appeal within 90 days from the date of the judgment. Without the specific judgment date, it is unclear whether the appeal period has expired.
Additionally, you have the option to file a complaint case before the magistrate or lodge an FIR with the police under ...ReadMore
Water seepage in flat
I bought the flat in 2018 and got the possession in 2019. I was not living there and i shifted there in 2023. Meanwhile i noticed the problem of seepage in my whole flat , i contacted my society manag
2 months ago
A. Dear Client,
In this situation, submit a written complaint to the Society's Secretary, requesting necessary action. If the complaint remains unresolved after waiting for a reasonable period, escalate the matter to the regulatory authority, such as the Registrar or Deputy Registrar of the Society. If the issue persists, further escalation to the Cooperative Court for relief is an option.
Moreover, file a complaint against the Society for deficiency in service (specifically, denial of service d ...ReadMore
Lease amount issue
I am residing at Bangalore, n staying at house with lease amount of 10lakhs for 2 years. Now this June 26th 2024, our lease agreement will end. Since their is huge water prob at this house, we thought
2 months ago
A. Dear Client,
If the lease agreement explicitly contains a clause regarding the refund of the lease amount on the termination of the relationship with a 4-month advance notice, you have the right to claim its specific performance. However, without such a clause, claiming it as a matter of right may not be possible. Disputes between landlords and tenants are typically addressed under state-specific Rent Control Acts, where a Rent Controller or Additional Rent Controller is appointed to handle di ...ReadMore
Staying away from husband from last 1 year
I was married in 2019 while I was pursuing my final year of btech. I have completed my undergraduation after marriage. On dec 25th 2022 my husband had an brain stroke and his left hand and leg were pa
2 months ago
A. Dear Client,
Disputes between married couples can be resolved either through mutual understanding outside of court or through court intervention. In cases where the relationship becomes irretrievable, opting for a mutual divorce with understanding is a recommended approach, often requiring a court order. Resolution through an ethics counselor or matrimonial expert is also an option.
If no amicable resolution is possible, and the relationship is toxic, either spouse can seek divorce under Sect ...ReadMore
