Underconstruction property queries
Underconstruction property queries
I want to buy an under construction property from developer however the developer has given the clause that all the legal agreements would be prepared by his advocate(including builder buyer agreement
7 months ago
A. Dear Client,
Before the RERA, i.e, The Real Estate(Regulation and Development) Act, 2016 came into force, builder-buyer agreements were invariably made in favour of the builders. Considering that agreement that favoured builders were a key pain point for the buyer community, the RERA tried to address this, by laying the ground rules for drafting and executing builder-buyer agreements, referred to as agreements to sale in the Real Estate (Regulation and Development) Act, 2016. An agreement for sa ...ReadMore
Zest money loan
My father who took out a loan in zest money unfortunately passed away so does that make me his son liable to pay the loan ?
7 months ago
A. Dear Client,
After the death of the borrower, the lender may initiate the process to recover the unpaid amount from the assets of the loan receiver. In such cases, the bank may even reach out to the legal heir to recover the dues. If the legal heirs inherit any assets from the deceased person, they are obligated to repay the obligation. Legal heirs are solely accountable to the degree that they receive any assets from the deceased borrower. The Karnataka High Court has ruled out in a judgment th ...ReadMore
Harrassment
I want to know if son and his wife disrespect and fight with mother what should mother do Can she case against him and she also want safety from her daughter in law her daughter in law try to kill
7 months ago
A. Dear Sir,
If mother not having any alternative place for stay then if she lodge complaint against son and daughter in law then it will be a problem for her.
Seeking Guidance for Loan Settlement Case - Cheque Bounce
Hi everyone, In 2004, my father took a loan of 32,000 rupees from the Bihar State Minorities Financial Corporation (BSMFC). He used to repay the loan through monthly EMIs via cheques. During that ti
7 months ago
A. Dear Client.
Approach your Bank for settlement on repayment of the outstanding amount of the loan and request for disposal of Court case based on out-of-court settlement. , Lenders are not legally obliged to settle a debt lowering your outstanding debt, but because they want to protect their bottom line, they may agree to a debt settlement to avoid further financial loss. You can try to negotiate a debt settlement on your own if your pocket permits to repay the entire outstanding at a time for a ...ReadMore
Validity of ews
Dear sir I have made a ews certificate in the month of April 2022 based on the income of previous financial year 2021-22 . My certificate validity will be 2022-23. But I have bought a land month afte
7 months ago
A. Dear Client,
To be classified under the EWS Category, the candidate's annual family income must be less than Rs. 8 lakhs per annum. Their family must not own more than 5 acres of agricultural land and the residential flat area collectively should be below 1000 sq ft. The EWS certificate's validity is for one year. However, you will be required to renew and update the validity of the EWS certificate within the given period. The Certificate of Income and Assets is valid for one year. If the EWS ...ReadMore
Not wearing mask
Recovery agent entered my property forcefully for not wearing mask even after telling him to wear and enter my property. My mother is a lung patient and any infection can lead her to death.he is repea
7 months ago
A. Dear Client,
In case of default in repayment of any loan as per the condition of repayment, Bank/FI takes a routine course of action permitted under relevant laws for recovery of debt lying outstanding against you. Both the Supreme Court and Regulatory Authority, RBI issued orders/advisories from time to time refraining Banks/NBFC, strictly from taking any coercive or forceful action deploying the recovery agents to recover the dues from the defaulter loanee. Being a defaulter of a loan, in cas ...ReadMore
Non payment of unsecured loan
What will bank do to me if I don't pay unsecured loan
7 months ago
A. Dear Client,
If a loan has not been repaid for more than 180 days, the lender is allowed to file a case against the borrower under Section 138 of the Negotiable Instruments Act of 1881. The defaulter of an unsecured loan may face severe consequences, including a negative impact on your credit score, legal actions by the lender, collection attempts, and strained relationships with co-borrowers. Lenders are allowed to file a case against you and send legal notice to the loan defaulter under Sectio ...ReadMore
Bank account freeze
My ICICI bank freeze my account as they received notice from police and put section 66c and 66d it act 420. Can any one tell me what to do next.
7 months ago
A. Dear Client,
Section 66C and 66D of the IT Act deal with identity theft and cheating by personation using computer resources.
Section 420 of the IPC relates to fraud.
gather any evidence that may support your defense. This might include documents, emails, text messages, or any other relevant information that can help establish your innocence or cast doubt on the charges.
it's essential to cooperate with law enforcement authorities to the extent required by law. Do not provide any statements or ...ReadMore
How do I recover my money
How do I recover my money from the Personal Loan fraudsters?
7 months ago
A. Dear Client,
Collect all documents and correspondence related to the loan, including loan agreements, emails, text messages, and any other evidence that supports your case.
Report the fraud to your local police department. Provide them with all the information and evidence you have gathered. They may open an investigation into the matter.
Depending on your location, there may be regulatory authorities that oversee financial institutions and lending practices. You can file a complaint with the ...ReadMore
Can an affidavit be considered false
Can an affidavit be considered false if the notary does not apply the notary fee stamp?
7 months ago
A. Dear Client,
A notarial stamp valued at Rs.10 is affixed by the Notary Public while certifying the authenticity of a document under Sec.8 of the Notaries Act, 1952. In the absence of the Notarial Stamp affixed to the document, it may be considered as invalid.
