Health insurance
Health insurance
Can i claim my remains medical expenses bill to my health insurace company if I received partial fund from chief minister relief fund. Suppose my total medical expense is rs 750000 n I received 200000
7 months ago
A. Dear Client,
In the situation, when your medical expenses are more than the sum you received from the CM's relief fund which is insufficient to cover your medical expenses and you are a policyholder of the health insurance policy of an Insurance Company, then you can opt for reimbursement for the balance amount from the said insurance company provided your claim covered by the sum insured under the said health insurance policy. The claim-filing process typically remains the same, for all insure ...ReadMore
Builder intentionally misrepresented -avoided mentioning- carpet area
I have purchased a pre-construction flat in this year which is currently under construction. T On the first day, upon asking, the marketing team unofficially (verbally) told me (before purchase) that
7 months ago
A. Dear Client,
Before the RERA, i.e, The Real Estate(Regulation and Development) Act, 2016 came into force, builder-buyer agreements were invariably made in favour of the builders. Considering that agreement bias and pro-builders were key points of concern for the buyer community, the RERA tried to address this, by laying fair and proactive rules for drafting and executing builder-buyer agreements, referred to as Agreements for Sale in the Real Estate (Regulation and Development) Act, 2016. An ag ...ReadMore
BANK ACCOUNT FREEZE FOR SUSPICIOUS ACTIVITY
In 19/09/2023 I have received an amount of Rs.7500 on kotak bank which I don't know who send me and why send me.i have transferred Rs.123 to Paytm bank account from kotak bank. And next day I see my
7 months ago
A. Dear Client,
When a Bank account is frozen by the Bank on the instruction of the Cyber Crime Cell on receipt of a complaint of a fraudulent or suspicious transaction. This means that the account holder cannot access the funds in the account, and cannot make any transactions. The account shall remain inoperative/frozen until the cybercrime incident is investigated and resolved and a NOC is issued by the Cyber Cell. To unfreeze or to make your account operative, you need to contact your Bank as w ...ReadMore
Property - father had two wives both deceased
Respected sir, my question is that my father had two wifes both deceased. And I belong to first wife, but my father deeded 5 acres of land to second wife in 1980. So my question is whether I will ge
7 months ago
A. Dear Client,
If the property of your father is an ancestral property, as per Hindu Law of inheritance, the son of the first wife being a Class -1 heir, can seek partition by filing a partition suit to obtain his share out of the share of his deceased mother as well as father and not beyond that. The father can settle his entire self-acquired properties in favor of his second wife or her children born out of the second marriage without allotting any share to the son of his first wife, but your f ...ReadMore
Underconstruction property queries
I want to buy an under construction property from developer however the developer has given the clause that all the legal agreements would be prepared by his advocate(including builder buyer agreement
7 months ago
A. Dear Client,
Before the RERA, i.e, The Real Estate(Regulation and Development) Act, 2016 came into force, builder-buyer agreements were invariably made in favour of the builders. Considering that agreement that favoured builders were a key pain point for the buyer community, the RERA tried to address this, by laying the ground rules for drafting and executing builder-buyer agreements, referred to as agreements to sale in the Real Estate (Regulation and Development) Act, 2016. An agreement for sa ...ReadMore
Zest money loan
My father who took out a loan in zest money unfortunately passed away so does that make me his son liable to pay the loan ?
7 months ago
A. Dear Client,
After the death of the borrower, the lender may initiate the process to recover the unpaid amount from the assets of the loan receiver. In such cases, the bank may even reach out to the legal heir to recover the dues. If the legal heirs inherit any assets from the deceased person, they are obligated to repay the obligation. Legal heirs are solely accountable to the degree that they receive any assets from the deceased borrower. The Karnataka High Court has ruled out in a judgment th ...ReadMore
Harrassment
I want to know if son and his wife disrespect and fight with mother what should mother do Can she case against him and she also want safety from her daughter in law her daughter in law try to kill
7 months ago
A. Dear Sir,
If mother not having any alternative place for stay then if she lodge complaint against son and daughter in law then it will be a problem for her.
Seeking Guidance for Loan Settlement Case - Cheque Bounce
Hi everyone, In 2004, my father took a loan of 32,000 rupees from the Bihar State Minorities Financial Corporation (BSMFC). He used to repay the loan through monthly EMIs via cheques. During that ti
7 months ago
A. Dear Client.
Approach your Bank for settlement on repayment of the outstanding amount of the loan and request for disposal of Court case based on out-of-court settlement. , Lenders are not legally obliged to settle a debt lowering your outstanding debt, but because they want to protect their bottom line, they may agree to a debt settlement to avoid further financial loss. You can try to negotiate a debt settlement on your own if your pocket permits to repay the entire outstanding at a time for a ...ReadMore
Validity of ews
Dear sir I have made a ews certificate in the month of April 2022 based on the income of previous financial year 2021-22 . My certificate validity will be 2022-23. But I have bought a land month afte
7 months ago
A. Dear Client,
To be classified under the EWS Category, the candidate's annual family income must be less than Rs. 8 lakhs per annum. Their family must not own more than 5 acres of agricultural land and the residential flat area collectively should be below 1000 sq ft. The EWS certificate's validity is for one year. However, you will be required to renew and update the validity of the EWS certificate within the given period. The Certificate of Income and Assets is valid for one year. If the EWS ...ReadMore
Not wearing mask
Recovery agent entered my property forcefully for not wearing mask even after telling him to wear and enter my property. My mother is a lung patient and any infection can lead her to death.he is repea
7 months ago
A. Dear Client,
In case of default in repayment of any loan as per the condition of repayment, Bank/FI takes a routine course of action permitted under relevant laws for recovery of debt lying outstanding against you. Both the Supreme Court and Regulatory Authority, RBI issued orders/advisories from time to time refraining Banks/NBFC, strictly from taking any coercive or forceful action deploying the recovery agents to recover the dues from the defaulter loanee. Being a defaulter of a loan, in cas ...ReadMore
