icon Personal loan debts & credit card dues

My name is B. Chandra Shekhar. I am a employee in a private organization. I reside at Hyderabad. I have personal loan debts & credit card dues. All loans were issued through my salary statement docume


A. Dear Mr Chandra Sekhar,
You need to pay the banks and other financial institutions.
This is a repetition of the same question answered earlier.
Shanti Ranjan Behera
Advocate

Helpful
Helpful
Share
icon Money Paid to Builder as Loan with security of Flat and buyback clause ....not returning

I had paid INR 9.25L to a builder as Loan / Investor when the work of the building had not started with a condition that alll work will be completed with in 3 years and i will have a option to take my


A. Dear Sir,

This is a Consumer Case, you can file a Consumer Case against that Builder.

Please Consult Advocate along with all the Documents available with you to get clear suggestion and he will suggest you how to proceed with your case or contact me.

Helpful
Helpful
Share
Other Responses
Deepak Yashwantrao Bade

Deepak Yashwantrao Bade

sistla  ramakrishna

sistla ramakrishna

Bharat  Pawar

Bharat Pawar

icon Credit card, personal loan

Dear sir i have a hdfc credit card , credit limit 35000, i have made 2 years minimum due 3000, but from past 2 months not able to make payments , i need protection legally to avoid recovery team, plea


A. Dear client kindly visit your bank and discuss your problem with authority of bank.i hope they can help you to resolve your issue.

Helpful
Helpful
Share
Latest Response 5 years ago
Deepak Yashwantrao Bade

Deepak Yashwantrao Bade

Other Responses
Rajender  Prasad

Rajender Prasad

Rameshwar  Dadhe

Rameshwar Dadhe

Anand Shukla Legal Practitioner,Legal Consultant & Advisor

Anand Shukla Legal Practitioner,Legal Consultant & Advisor

icon Bankruptcy

Can you please tell me the process, expenses and requirements for filing personal insolvency.


A. Dear Client,
Personal bankruptcy is a legal process which allows you to be discharged from most of your debts.
Once filed, the property of the debtor is given to a Licensed Insolvency Trustee who then sells it and distributes the money among the debtor’s creditors in settlement of the debt.
Once you are bankrupt, the process is fairly simple. To obtain your discharge you must complete certain duties including:
• surrender certain assets and your credit cards;
• attend two credit counsellin ...ReadMore

Helpful
Helpful
Share
Other Responses
Deepak Yashwantrao Bade

Deepak Yashwantrao Bade

ARPIT  BATRA

ARPIT BATRA

icon How to handle/avoid case against me for education loan?

Hi Sir/Madam, My name is Sriram from Vellore (Tamil Nadu). I got education loan for my engineering degree (2008-12) but could not able to repay entirely. I could not get a job for an year and the job


A. Pl take services of a local expert lawyer for the same.

Helpful
Helpful
Share
Other Responses
ROBERT D ROZARIO

ROBERT D ROZARIO

Deepak Yashwantrao Bade

Deepak Yashwantrao Bade

icon Loan borrowed from Bank

I am a widow, my husband was a sbi bank Assistant Manager, after retired he borrowed a loan from sbi 420000 in February 2018, and he died in june 3rd 2018, but he gave no money to me or our children


A. Dear client kindly approach to concerned Bank and ask about all details and try to find out settlement and further process with discussion of bank or credit manager.go through experienced advocate

Helpful
Helpful
Share
Latest Response 5 years ago
Deepak Yashwantrao Bade

Deepak Yashwantrao Bade

Other Responses
icon Harassment and humiliation

I sir/madam, I am 31 yrs old lady living with my parents currently. I have a 1 sister n brother, and I'm the only earning person of my family. My father is pensioner with 2k pension monthly.he took a


A. Dear client your query is not clear for legal opinion and legal resolution.kindly provide more clear detail or contact with vidhikarya lawyers

Helpful
Helpful
Share
Latest Response 5 years ago
Deepak Yashwantrao Bade

Deepak Yashwantrao Bade

Other Responses
ROBERT D ROZARIO

ROBERT D ROZARIO

ROBERT D ROZARIO

ROBERT D ROZARIO

 Vishwabandhu  Chaudhary

Vishwabandhu Chaudhary

icon Section 84

I was a borrower of loan with 2 guaranters 2 years before. Unforrunately Ive lost my job and the lenders started calling and visiting home for dues. My parent was not aware about this, so to avoid thi


A. Dear Sir,
It is a civil case and ask them to go to civil court or else file a criminal complaint with police. The law is as follows
======================================================================================================
ICCI Bank Limited vs. Prakash Kaur case,

The Supreme Court in a landmark judgement reiterated its earlier stand that banks cannot deploy musclemen for recovery of loans from defaulters thus forcing them to end their lives.

"We deem it appropriate to remind ...ReadMore

Helpful
Helpful
Share
Other Responses
Manjula  Shanmugasundaram

Manjula Shanmugasundaram

icon Unable to pay debts

I am a 32 year old and have been unployed since 8 months. I also had an ailment recently that needed hospitalization and with it I spent a lot of money. I am dire broke at the moment and unable to pay


A. Any one who is even now earning by some provate job can file for Insolvency, You need to make a fair declaration if your assets and liabilities.

Helpful
Helpful
Share
icon debt

I am govt employee. one of my good friend wanted to buy a car.so I bought him Verna car through my salary account on monthly installment, he paid dues for the first yera..but now he has refused to pay


A. Definitely you would have something to prove that you gave him the money to buy the car. How did you actually give him the money?

Helpful
Helpful
Share
Latest Response 5 years ago
Manjula  Shanmugasundaram

Manjula Shanmugasundaram

Other Responses
Shubham  Kumar

Shubham Kumar

Ambrose  Leo

Ambrose Leo

Rajeev  Srivastava

Rajeev Srivastava