Personal loan debts & credit card dues
My name is B. Chandra Shekhar. I am a employee in a private organization. I reside at Hyderabad. I have personal loan debts & credit card dues. All loans were issued through my salary statement docume
5 years ago
A. Dear Mr Chandra Sekhar,
You need to pay the banks and other financial institutions.
This is a repetition of the same question answered earlier.
Shanti Ranjan Behera
Advocate
Money Paid to Builder as Loan with security of Flat and buyback clause ....not returning
I had paid INR 9.25L to a builder as Loan / Investor when the work of the building had not started with a condition that alll work will be completed with in 3 years and i will have a option to take my
5 years ago
A. Dear Sir,
This is a Consumer Case, you can file a Consumer Case against that Builder.
Please Consult Advocate along with all the Documents available with you to get clear suggestion and he will suggest you how to proceed with your case or contact me.
Srinivas B
Deepak Yashwantrao Bade
sistla ramakrishna
Bharat Pawar
Credit card, personal loan
Dear sir i have a hdfc credit card , credit limit 35000, i have made 2 years minimum due 3000, but from past 2 months not able to make payments , i need protection legally to avoid recovery team, plea
5 years ago
A. Dear client kindly visit your bank and discuss your problem with authority of bank.i hope they can help you to resolve your issue.
Deepak Yashwantrao Bade
Rajender Prasad
Rameshwar Dadhe
Anand Shukla Legal Practitioner,Legal Consultant & Advisor
Bankruptcy
Can you please tell me the process, expenses and requirements for filing personal insolvency.
5 years ago
A. Dear Client,
Personal bankruptcy is a legal process which allows you to be discharged from most of your debts.
Once filed, the property of the debtor is given to a Licensed Insolvency Trustee who then sells it and distributes the money among the debtor’s creditors in settlement of the debt.
Once you are bankrupt, the process is fairly simple. To obtain your discharge you must complete certain duties including:
• surrender certain assets and your credit cards;
• attend two credit counsellin ...ReadMore
How to handle/avoid case against me for education loan?
Hi Sir/Madam, My name is Sriram from Vellore (Tamil Nadu). I got education loan for my engineering degree (2008-12) but could not able to repay entirely. I could not get a job for an year and the job
5 years ago
A. Pl take services of a local expert lawyer for the same.
ARPIT BATRA
Loan borrowed from Bank
I am a widow, my husband was a sbi bank Assistant Manager, after retired he borrowed a loan from sbi 420000 in February 2018, and he died in june 3rd 2018, but he gave no money to me or our children
5 years ago
A. Dear client kindly approach to concerned Bank and ask about all details and try to find out settlement and further process with discussion of bank or credit manager.go through experienced advocate
Deepak Yashwantrao Bade
Harassment and humiliation
I sir/madam, I am 31 yrs old lady living with my parents currently. I have a 1 sister n brother, and I'm the only earning person of my family. My father is pensioner with 2k pension monthly.he took a
5 years ago
A. Dear client your query is not clear for legal opinion and legal resolution.kindly provide more clear detail or contact with vidhikarya lawyers
Deepak Yashwantrao Bade
ROBERT D ROZARIO
ROBERT D ROZARIO
Vishwabandhu Chaudhary
Section 84
I was a borrower of loan with 2 guaranters 2 years before. Unforrunately Ive lost my job and the lenders started calling and visiting home for dues. My parent was not aware about this, so to avoid thi
5 years ago
A. Dear Sir,
It is a civil case and ask them to go to civil court or else file a criminal complaint with police. The law is as follows
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ICCI Bank Limited vs. Prakash Kaur case,
The Supreme Court in a landmark judgement reiterated its earlier stand that banks cannot deploy musclemen for recovery of loans from defaulters thus forcing them to end their lives.
"We deem it appropriate to remind ...ReadMore
Manjula Shanmugasundaram
Unable to pay debts
I am a 32 year old and have been unployed since 8 months. I also had an ailment recently that needed hospitalization and with it I spent a lot of money. I am dire broke at the moment and unable to pay
5 years ago
A. Any one who is even now earning by some provate job can file for Insolvency, You need to make a fair declaration if your assets and liabilities.
debt
I am govt employee. one of my good friend wanted to buy a car.so I bought him Verna car through my salary account on monthly installment, he paid dues for the first yera..but now he has refused to pay
5 years ago
A. Definitely you would have something to prove that you gave him the money to buy the car. How did you actually give him the money?
Manjula Shanmugasundaram
Shubham Kumar
Ambrose Leo
Rajeev Srivastava