Money returning
My husband had taken 3lakhs from the person who lend money for intrest.We paid intrest for 3lakhs upto March 2024.After that he asked for 3lakhs.Due to some issue we have complaint in near by police s
6 days ago
A. Dear Client,
Hope this reply answers your query. Try to get in negotiation with the person who lended you money. You can try taking a loan from a bank to repay your debts at low interest rate.
Vidhikarya
Money lending
I had given money to my friend on monthly interest bases and he has given me a blank signed cheque to me. Now almost 4 years passed, he has not given me the money.. Now what legal steps I have with th
1 week ago
A. Dear Client,
Hope this reply answers your query. If someone issues a blank check against a promise or against any amount of money they are entitled to return, and they also sign an agreement to that effect, the person holding the check is free to present it to the bank for encashment. If, however, the check is dishonored or bounces for any reason, the bearer of the check may, within three months of the date it was presented to the bank, file a criminal suit against the drawer of the check unde ...ReadMore
Vidhikarya
Cheque bounce
I had taken a loan from a company for 1.5lakhs wasn't able to make the payment due to some severe financial and personal problems. The loan process was completely done online and there was no physica
1 week ago
A. Dear Client,
Section 138 of the Negotiable Instruments Act deals with dishonor of a cheque, until and unless a cheque is dishonored or bounced, a cause of action does not arise. Therefore the present case is baseless. When a cheque is dishonored, the court will consider if the ingredients of the offense in Section 138 have been met. As because you never gave the company a cheque, they cannot claim dishonor of the cheque. You can file a counter-case against the person, filed false cheque bounce c ...ReadMore
Vidhikarya
Cheque Bounce Charges
This is bring to kind notice that in my cousin sister taken by IIFL HOME LOAN finance taken by 2 lakhs 1 emi is cheque bounce charges 5 times charged amount-2445/-company mandated emi dated on every m
2 weeks ago
A. Dear Client,
NACH (National Automated Clearing House) is a funds-clearing platform set up by NPCI (National Payments Corporation of India) similar to the existing ECS of RBI. Banks usually incur NACH costs for handling electronic financial transfers (EFTs). But if that charge returns or bounces back, then it is known as the NACH RTN charge and is levied from the borrower. Banks cannot legally deduct money from your account without permission. However, they can withdraw funds for specific reason ...ReadMore
Check bounce
Sir... I give two lakhs to friend before... 9 years.... check time is over..... Can i file check bounce case... If can i file can i win... He give letter in police station and 100rs stamp paper... Plz
2 weeks ago
A. Dear Client,
In the absence of cogent evidence, your claim is neither maintainable under the Negotiable Instrument Act,1939 nor for the civil suit seeking recovery of money from your friend being barred by law of limitation after the lapse of 9 years. There is no legal remedy feasible as of now. However, you may serve a legal notice to your friend demanding a refund of your money which may work or may not work.
Crio course cancellation
I need to drop the crop course can I do that and stop emi
2 weeks ago
A. Dear Client,
Unless there exists a clause or provision in the course brochures/prospectus permitting or allowing a student to cancel the course midway, he cannot claim cancellation of the course midway as a matter of right. To stop the EMI against the education loan you should contact the lender/financier and follow the procedure as per their instruction.
Section 138
In 2021 I take 1 building on lease for 11 month running a pg aggreement is 11 with me & owner After 11 month I handed over to him But Feb 22 he bounce my spouse cheque & file a complaint against me
2 weeks ago
A. Dear Client,
It is settled law that in case of issuance of a cheque from a joint account, a joint account holder can not be prosecuted for a dishonored cheque unless the cheque is signed by each and every joint account holder. Only the drawer of the cheque can be prosecuted for the offence under Section 138 of the Act. If the lease agreement is signed between you and the owner unless you signed the cheque jointly with your wife in the discharge of your dues arising out of the lease agreement, yo ...ReadMore
Cheque cases should be tried in the defendants jurisdiction court
Dear Sir I hope this email finds you well. I am writing to seek your advice regarding a cheque dishonour case that has been ongoing for several years now. In August 2013, I filed a case at JFMC Karuna
2 weeks ago
A. Dear Client,
Sections 177-189 of Cr. PC deals with the concept of the jurisdiction of trial courts of any criminal offence. Section 177 of the Criminal Procedure Code lays down the general rule as to the territorial jurisdiction for criminal cases and trials. The provision provides that the area within which the offense is committed is relevant to determine the territorial jurisdiction of the trial Court. The Magistrate, within whose jurisdiction the crime was allegedly committed, has the juris ...ReadMore
A. Dear Client,
Your query requires more details to address it properly. However, be informed that you can apply for bail both for bailable and non-bailable offence by visiting the concerned Court of another city and engaging an Advocate for the purpose. Section 436 of the Code of Criminal Procedure deals with provisions of bail in bailable offence. This provision casts a mandatory duty on police officials as well as on the Court to release the accused on bail if the offence alleged against such a ...ReadMore
Vidhikarya
A. Dear Client,
When a person issues a post-dated cheque against a promise or against any refund of money refundable by her or him and in the absence of any agreement, the cheque receiver holding the said cheque is free to present the same for encashment on any date and if the cheque is dishonored or bounced for any reason, then holder of the Cheque can file a criminal suit against the drawer of the cheque under section 138 N I Act, 1938 within three months from the date on which it was presented ...ReadMore
Vidhikarya