I purchased a life policy from Reliance Nippon Limited on May 2016. I had paid a premium of Rs. 20,725 for the same in 2016
Since then I was not able to pay the premiums due to financial issues as I am currently a student and had other loans to repay. I informed the company through their advisor the same and the advisor misguided me that If I want I may not pay any more premiums and will get the first premium amount after a period of 5 years. Now, last year, I got a call from the Insurance Company that my policy has been terminated due to non-payment of 2 premiums and since a period of 2 years has passed, so, I cannot renew my policy. I pleaded the company stating my strained financial conditions, but, the company kept its stand of ignorance. I also approached IRDAI for the same, but that attempt was also futile.
I request concerned advocates to guide me in this regard as I want to continue my policy or want the amount of the first premium back.
Dear client, withour directly resorting to the complaint on the insurance company try to re-inititate the claim process and talk to them and submit the required documents. Even then if there is no cla...
Dear Client,
In the given situation, bring the matter to the notice of the Grievance Cell of the concerned Insurance Company endorsing a copy to the insurance regulatory authority, IRDIA. In case, no...
Dear Client,
Pre-existing diseases (PED) are mostly expensive to treat as they are chronic in nature. Unfortunately, most health insurance plans cover pre-existing diseases after a waiting period of 2...
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