Non-Compliance by Insurance Company against non-renewal of policy

I purchased a life policy from Reliance Nippon Limited on May 2016. I had paid a premium of Rs. 20,725 for the same in 2016 Since then I was not able to pay the premiums due to financial issues as I am currently a student and had other loans to repay. I informed the company through their advisor the same and the advisor misguided me that If I want I may not pay any more premiums and will get the first premium amount after a period of 5 years. Now, last year, I got a call from the Insurance Company that my policy has been terminated due to non-payment of 2 premiums and since a period of 2 years has passed, so, I cannot renew my policy. I pleaded the company stating my strained financial conditions, but, the company kept its stand of ignorance. I also approached IRDAI for the same, but that attempt was also futile. I request concerned advocates to guide me in this regard as I want to continue my policy or want the amount of the first premium back. Thank You Sparsh Handa