forgery signature of my wife by bank as co-borrower in loan documents

3 years ago

Iam Dhiraj kumar having a personal loan of Rs 1216700 from Kotak mahindra bank.
Due to job loss i was unable to pay next 2 month EMI after moratorium end.
Few days before kotak bank employee called my father-in-law and told that i given his contact as reference which is totally wrong also told that my wife is co-borrower in that loan.
Later i checked loan agreement with bank and observe that in co-borrower section my wife signature is present but my wife didnt sign any document.
Also bank has asked my wife aadhar card and a photograph by saying that these documents are needed for KYC as i opted my wife as a nominee in policy (policy provided by kotak bank while availing loan and is part of loan amount).
Earlier bank sent me a email asking for some detail with some term condition in which it was stated that wife should be added as co-borrower. As it was on my official email so i didnt check it well and delelete email soon after sending email.
Now iam completely trapped by bank.
please help