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Personal loan and credit card dues Personal loan and credit card dues

3 years ago

Sir i have outstanding on my credit card
And personal loan because of job loss i am unemployeed from 10 months Recovery Agent are Harresing me and my family they offen visit my place and ask for money pls help wht should i do

Sidhaarth

Responded 3 years ago

A.Recovery agents cannot harass you nor they can visit your house to make such demand. Report the matter to police. Let them file case for recovery and if things improve you can settle case in court also.
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Ayantika Mondal @ Prime Legal

Responded 3 years ago

A.Hi,
You can approach the Banking Ombudsman. Your state's Legal Aid Cell can give you free legal representation.
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Anik

Responded 3 years ago

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A.Hi,
You can request them for a restructuring of your repayment plan.
Failing this, you can state your grievances to the Banking Ombudsman. Your state's Legal Aid Cell can appoint a lawyer to represent you for free.
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