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Personal loan Harrasement
3 years ago
Hi Sir, I have personal loan of up to 11 lakhs in different banks like Axis, Bajaj Fin serv etc. I took this amount for the purpose of treatment for my father who suffered with cancer and he is no more. Till now I Tried to manage to clear the EMIs, my salary is 40000 entire salary is going for EMIs and I have wife and kid(baby girl). I don't have any kind of properties in my name and the same with my wife too..the only option which is left with me is to commit suicide...I can't leave my wife and kid, that's the reason I am looking for any suggestions or advice..please help me
A.Suicide is NOT a good option for just 11 lakhs personal loan. u can always opt for restructuring the personal loan or even opt for OTS- One time Settlement. Also u should not have spent the whole amount on treatment of your father, but if if you have kept all the bills of his treatment then we can find out the way. Share more information & documents & we shall be able to guide u more.
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ADV. ANISH PALKAR (High Court)
If you realize my professional skills, the time & efforts put in by me needs to be truly appreciated, and then Please “CLICK MY LIKES/ THUMBS UP/GIFT” button shown below this reply format & also CLICK/ WRITE a “REVIEW” in 5 star as I have answered your query in detail. Hope this information is useful
ADV. ANISH PALKAR (High Court)
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Ayantika Mondal @ Prime Legal
Responded 3 years ago
A.Hi,
The Banking Ombudsman will be able to facilitate some compromise between you and the bank officials, we would advise you to state your grievances to them. We can assist you with this. Alternatively, you can file for bankruptcy.
If you found this helpful, please rate us.
The Banking Ombudsman will be able to facilitate some compromise between you and the bank officials, we would advise you to state your grievances to them. We can assist you with this. Alternatively, you can file for bankruptcy.
If you found this helpful, please rate us.
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A.Hi,
Please do not consider suicide. You can make a representation of your grievances to the Banking Ombudsman and request a restructuring of your repayment plan. They can guide you through how to resolve the issue.
If you found this helpful, please rate us.
Please do not consider suicide. You can make a representation of your grievances to the Banking Ombudsman and request a restructuring of your repayment plan. They can guide you through how to resolve the issue.
If you found this helpful, please rate us.
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