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Last Updated On 17-Oct-2022
Will

Is a WILL required ? when all FDs r Joint

All FDs r self-acquired. Divided in equal halves between Spouse - in Bank a/c - FDs & 2 separate Lockers attached to the two accounts. FDs r all joint - where one of us is either Primary or Second holder, with Nomination to Son/Daughter respy. All Bank accounts r also Jt - Husband - Wife - Son or Daughter Respectively, to ensure operational flexibility in case both Husband & Wife's demise happens simultaneously. Under above arrangements is a WILL compulsory. If so, IF TWO WITNESSES SIGN - is it necessary to REGISTER. Lastly can the WILL ( Registered or NOT) be made jointly by Husband & Wife.

( Coimbatore, Tamil Nadu )

16-Oct-2022

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Dear Client
Making a will and keeping it for your legal heirs saves the legal heirs from lot of hassles and it is always advisable to make a will. Signature of two witnesses will be required and a will need not be registered.
Posted On 17-Oct-2022
Abhimanyu Shandilya Advocate Abhimanyu Shandilya
Abhimanyu Shandilya
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Dear Client,
In the event of the death of the first account holder, the second holder gets the FD amount. However, in the event of the death of the second holder, you can delete their name from the FD and add another nominee. A will in regards to the FD is not compulsory as you have already assigned a second holder as well as nominees after the death of both holders.
In regards to your second query, you can make a joint will , which is made jointly by the Husband and wife.

Thank you so much, I hope this answer helped you.
Posted On 16-Oct-2022
Vidhikarya
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