Parental insurance rejected.
1 year ago
My father has rare blood disease. Aplastic Anaemia and PNH. He was admitted in hospital for 11 days. I took parental insurance in currently working company. Insurance company rejected saying this disease is not covered. This disease is nor mentioned in excluded disease list and neither in included disease list. Cancer is covered and this disease is diagnosed by cancer specialist. What can I do?
You may go in Appeal or approach Insurance Ombudsman or get issue a legal notice and file a civil suit.
Please put more lights on the problem you are facing. Unable to guide with lesser information and you can also consult with some Advocate experienced in this field.
Thank you
Vikram Singh
Replied 1 year ago
Hello Sir
As I mentioned my father has a rare blood disease. He was admitted in hospital for 11 days. Insurance company rejected the claim and said that this disease is not covered.
I checked the document of disease. The document has two lists one is disease covered and another disease excluded (not covered). This disease is not mentioned in both the lists. Then what should I do.
Also can you suggest any advocate experienced in this field.
Regarding insurance claim rejection
Hospital avoiding cashless treatment
Medical Insurance cancelled after 3 years
Legal Liability for Helper Covered If Death occurs by Gun Firing
Review of award by Insurance Ombudsman
