Dpn not signed ,bank has fabricated
1 year ago
My daughter's edu.loan engg.
4yrs---2.5L/yr...10L loan amt...2013-2017
MODT plot
on moratorium period i.e.2013---14--paid 2.2L
Applied for interest subsidy 100% ---bank erroneously applied for 1L instead of 10L,we are 100%eligible but due to this we got meagre amt.
Approached bank--no steps taken, approached ombudsman,instructed bank to waive entire interest subsidy,bank accepted in writing to waive total int.until june2018..so started to pay emi from June 2018inwards but they didn't waive, instead we rec'd multiple sms stating various amt as emi overdue,scared we stopped emi pymt.After 2yrs bank rec'd entire subsidy on apr2020 and has declared NPA (this we came to know thru statement).. sarfaesi13 2 &4 issued ,drt gave us cond.stay,the bank has filed OS in dist.court suppressing entire details such as pymt made 5Lakh to bank as per drt , they have filed 1forged dpn...this dpn wasnot produced in drt ..counter chance for bank is closed in drt,if fabricated dpn is proved then limitations is barred says my lawyer,shall I go for expert opinion through court... kindly guide me
You have a merited case file a complaint with Police and also file an application for examination of such forged document through handwriting experts.
will advise you to firstly contact the bank or the concerned authority. Proceed to seek advice from your appointed lawyer and expert opinion