Regarding reversing of Non Maintenance Charges from ICICI Bank
1 year ago
I opened a current account with ICICI Bank in July 2020 with 1 Lac balance. It was an account with minimum 25000 balance. So I withdrew 75000 and as I didn't get clients as planned so I became inactive on that account for next 2.5 years. I logged in my account on 16th April 2023 to see that only 211 are left in my account now. I checked account statements and found that 10 Rs were deducted as IMPS charges in Oct 2023 for transaction done in July or August 2020. I did not get any notification or alert of account balance going below the minimum limit. Thereafter they started deducting Non Maintenance charges quarterly and now only 211 are left in my account. I did not even get the deduction alerts for those Non Maintenance charges also. Can these 25000 be reversed anyhow? Branch Manager has denied the reversal.
As per the information given by you it is advisable to you to file a complaint to bank itself against the bank .
or you can file a complaint to the police against them.
Tanayraj Singh Chouhan
Replied 1 year ago
I went to the bank but they refused to take any action.
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