My FI Account is blocked by Gujarat cyber crime
1 year ago
I had won 60k on online cricket betting on 16th Feb and I did a transaction like adding 10k and and withdrawing 10k and same day I did a transaction of one lakh. On 17th night my account got blocked due to suspicious activity, when I called bank they said gujart cyber crime has told to blocked the account so we have blocked we don't know the reason pls contact cyber crime, from that day Im trying to contact Gujarat cyber crime through call and mail no one is responding, if I inform this to bank they are telling we can't do anything, we need NOC to unblock the account but now I dont know how to contact them bcoz they are not responding mail and call.
So what is the procedure to unblock the account if the cricket betting is legal, if it is illegal how can I unblock my account, I have 30k in my account and it's blocked from 2 and half months.
The bank has right to freeze the account. The relevant rules are as follows:PLEASE VISIT THE LINK ALSO. The remedy lies by issuing a legal notice to the Bank, followed by a Writ Petition to direct the Bank to unfreeze the account with a liberty to the aggrieved partner to approach the Civil Court to redress his grievance. Bank cannot penalize the other partner. The Supreme Court's observations are as below:
STATE BANK OF INDIA
Customer Manual for Deposit Accounts Including Disclosure of Account Terms and Fee Schedule
How to unfreeze your bank account
2.2 Joint Accounts shall be opened with right of Survivorship Only
https://www.statebank.com/pdf/customer-manual-march2011.pdf
• These are opened when two or more persons desire to have a common or joint account. These can be operated: → jointly by all the persons with right of survivorship only; → by any one of them;
• In the event of death of anyone of the joint account holders, the balance will be available to the surviving account holder(s). Customer Manual for Deposits Current as on January 1, 2013 Page 5 of 29
• All account holders must sign the application and specimen signature card.
• The Bank reserves the right to freeze or suspend the account if: → it receives a letter from any one of the account holders objecting to further transactions, or → it is made aware of a dispute. In such an eventuality, all account holders will have to sign any instruction to the Bank.
• The Bank shall have the right to set off all funds in the account against any overdue debt, or to satisfy a judgment against the account holder or any one of the account holders in the case of joint account holders.
The Supreme Court on Friday directed the Central Bureau of Investigation (CBI) to de-freeze the bank accounts of Adarsh Cooperative Housing Society, and allow them to withdraw ₹1.68 crore to spend on building maintenance and litigation expenses.
A Bench of Justices J. Chelameswar and S.K. Kaul did not agree with the CBI’s objections that the money was part of the benami transactions made to purchase the flats in the building.
The court said the investigating agency could not convince it how the withdrawal of the amount against a security of immovable properties would affect the probe, especially when the money is not part of the charge sheet or linked to any fraud.
In a hearing in 2016, the SC had expressed empathy for the efforts made by the residents of the 28-story scam-tainted Adarsh apartments to maintain the lifts and other facilities.
The court had asked the probe agency to understand the sentiments of the residents, who hope that one day, by a miracle, they may be able to get back possession of the apartments.
The building is now in the possession of the government following a SC order on July 22.
The society had then sought a direction to the Military Engineering Services, the custodian of the building, to ensure proper maintenance of lifts, generators, and firefighting equipment as the office-bearers of the society and flat owners have been barred by the apex court from entering the premises.
A.Dear Client,
Online betting is legal in India. No legislation prohibits Indian bettors from indulging in online betting.
One can reach out to the National Cyber Crime Reporting portal (Helpline Number -1930) to register any complaint about cyber crime. You can also contact the nearest police station to file your complaint. You can also file your complaint online through cybercrime.gov.in.
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