Insurance claim reject Insurance claim reject

10 months ago

Dear Sir /Madam,The insurance company rejected my truck's damage insurance claim on the grounds that During the accident one driver and two handymen (a total of three) were present but RC mention a sitting capacity of one person. But my insurance clearly mentions a sitting capacity of three people. Can you please suggest what to do? Is it a valid legal ground for rejecting my claim?

Legal Counsel Vidhikarya

Responded 10 months ago

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A.Dear Client,

The Motor Vehicle Act, 1988 empowers the Motor Accident Claims Tribunal to deal with the claims related to injury or loss of life/property resulting from a motor vehicle accident. To get the necessary compensation under the Act, when the Insurance Company rejected the claim for compensation for personal injury and damage of vehicle in a road accident, the aggrieved parties need to apply to the Motor Accidents Claim Tribunal. Section 166 of the Motor Vehicle Act,1988 and MV Central Rules, 1989 lays down the provisions regarding who can claim compensation through MACT if they are involved in a road accident and sustained a personal injury and damage of a vehicle. Reach out to an Advocate practicing MACT cases for necessary guidance and steps. In case you need any assistance to access justice in this regard you may contact our legal team along with the relevant papers that supports your claim.
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