Mediation : Online Dispute Resolution Mediation : ODR new Call to vidhikarya care phone number+917604047601
Request Consultation
Free Legal Advice
Request Consultation Free Legal Advice

Home > Free Legal Advice > Question Details

Vidhikarya Legal Questions Answered

100,000+ Legal Questions Answered

100,000+ Legal Questions Answered
Ask Your Question
Insurance

Insurance fraud

We had a insurance back in 2021 .My father got a call from a company One-Day .they said that you will get back your insurance money if you pay 40k when my father paid that they say now you need to pay 147k to get 4lakh we had sanctioned 4 lakh on your name . In this way they took 10 lakh . And each and every money goes on a mutual fund . We had every copy. My father doesn’t know hindi or English that’s why he didn’t even understand what’s going on. Now what should we do

( Nadia, West Bengal )

1 year ago

Reply to this question

Reply
A.
Dear client,
Section 45 of Insurance Act provides that an insurance policy cannot be avoided after expiry of three years on the basis of mis-statement, or untrue statement, unless insurers are able to establish;
1. That the statement was inaccurate or false;
2. That such statement was on a material matter or that the statement suppressed facts which was material to disclose;
3. That the statement was fraudulently made by the insured;
4. That the insured knew at the time of making the statement that it was false to his knowledge of facts which it was material to disclose had been suppressed.
Vidhikarya
Was the answer helpfull

Helpful

Share
Submit request

Submit Request

Post Your Legal Issue to connnect with Lawyers Online

Submit
Talk to a lawyer

Talk to a Lawyer

Connect Now

Read Related Answers

Vehicle loan

Dear Client, The credit life insurance is typically a insurance that pays off the remaining loan on a car or bike if the borrower passes away during the loan term. It protects the borrower's family...

Need Legal Advice: STAR Health Asking for Claim Refund

Dear Client, The terms and conditions of an insurance policy are the most crucial and vital to go through before raising a claim against the policy. Based on the self-declaration of the policy buyer...

Unreasonable clause for maternity and delivery coverage

Dear Client, When an insurance claim is repudiated/rejected by the Insurance company, they inform the insured person of the reason/ground behind the rejection of the claim. Your query lacks that info...

Insurance claim rejection

Dear Client, When an insurance claim is repudiated/rejected by the Insurance company, they inform the insured person of the reason/ground behind the rejection of the claim. Your query lacks that info...

RC and DL DIGITALLY IMPOUNDED

Dear Client, Digitally impounded RC and/or Driving License is considered deemed suspension of the documents usually done in case of violation of traffic rules and involves potential risk and complexit...
Ask a Question

Ask a Question

Ask Now
Settle Your Dispute without going to Court

Settle Your Dispute without going to Court

Vidhi Samaadhaan

Vidhikarya Center for Dispute Resolution
Apply Now

Read Blogs on Insurance

7 Steps to File a Consumer Case Against an Insurance Company
Posted On : May 13, 2024

7 Steps to File a Consumer Case Against an Insurance Company

Supreme Court lifts the requirement of PUC certification for third-party insurance
Posted On : May 13, 2024

Supreme Court lifts the requirement of PUC certification for third-party insurance

Lawyers’ Profession – Trial and Tribulations associated with it and the Need for Supportive Welfare Scheme.
Posted On : May 13, 2024

Lawyers’ Profession – Trial and Tribulations associated with it and the Need for Supportive Welfare Scheme.

Categories

Insurance Lawyers

Abhimanyu
Call to Abhimanyu Send whatsapp message Send whatsapp message Send mail to vidhikarya Send mail to vidhikarya

Abhimanyu Shandilya

Kolkata

Shrikrushna
Call to Shrikrushna Send whatsapp message Send whatsapp message Send mail to vidhikarya Send mail to vidhikarya

Shrikrushna Tambde

Nagpur

Meenakshi
Call to Meenakshi Send whatsapp message Send whatsapp message Send mail to vidhikarya Send mail to vidhikarya

Meenakshi Periyahkaruppan

Chennai

Jaswant
Call to Jaswant Send whatsapp message Send whatsapp message Send mail to vidhikarya Send mail to vidhikarya

Jaswant Singh Katariya

Gurgaon

Find Lawyers by Location

Insurance Lawyers in Anand

Insurance Lawyers in Bangalore

Insurance Lawyers in Bhopal

Insurance Lawyers in Chennai

Insurance Lawyers in Delhi

Insurance Lawyers in Faridabad

Insurance Lawyers in Goa

Insurance Lawyers in Gurugram

Insurance Lawyers in Hyderabad

Insurance Lawyers in Indore

Insurance Lawyers in Kolkata

Insurance Lawyers in Lucknow

Insurance Lawyers in Mumbai

Insurance Lawyers in Nagpur

Insurance Lawyers in Noida

Insurance Lawyers in Patna

Insurance Lawyers in Prayagraj

Insurance Lawyers in Pune

Insurance Lawyers in Ranchi
Find Lawyers by Location Find Lawyers by Location

©2025 Vidhikarya. All Rights Reserved.

Disclaimer

The Bar Council of India does not permit advertisement or solicitation by advocates in any form or manner. By accessing this website (www.vidhikarya.com), you acknowledge and confirm that you are seeking information relating to VIDHIKARYA LEGAL SERVICES LLP (The LAW FIRM) of your own accord and that there has been no form of solicitation, advertisement or inducement by VIDHIKARYA LEGAL SERVICES LLP or its members.
The content of this website is for informational purposes only and should not be interpreted as soliciting or advertisement. The User agrees that he/she is visiting the site on his own volition to seek more information about the firm and its Advocates.
The contents of this website are the intellectual property of VIDHIKARYA LEGAL SERVICES LLP.

OK Cancel
Vidhikarya Official support e-mail Contact Vidhikarya by phone Number vidhikarya whatsapp Number