overcharging of rate of interest
1 month ago
bank is charging unethical ROI. asked them many time reason of this overcharging no proper answer given.went to rbi ombudsman than they refund 20000 but amount they deduct is over 1.25 lac. filed rti to know the reason no response given. but started harassment to my family members and to me by insulting us when we go to bank. what should i do??
point to note my account never got overdue or npa it is maintained properly
A.Dear Sir,
First approach Banking Ombudsman if nothing is happened then approach High Court and get justice.
First approach Banking Ombudsman if nothing is happened then approach High Court and get justice.
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A.Dear Client,
In the prevailing situation, serving a legal notice to the concerned Bank, make a private complaint against the Bank to a Court of Magistrate under Sec.200 of Cr. PC. that outlines the procedure for a Magistrate to take cognizance of an offence. The section begins with the requirement that any person who desires the Magistrate to take cognizance of an offence must present a written complaint or information. A magistrate taking cognizance of an offence on a complaint shall examine upon oath the complainant and witnesses present if any and the substance of such examination shall be reduced into writing and shall be signed by the complainant and witnesses and also by the magistrate. If required, you may take the service of an Advocate for guidance and steps
In the prevailing situation, serving a legal notice to the concerned Bank, make a private complaint against the Bank to a Court of Magistrate under Sec.200 of Cr. PC. that outlines the procedure for a Magistrate to take cognizance of an offence. The section begins with the requirement that any person who desires the Magistrate to take cognizance of an offence must present a written complaint or information. A magistrate taking cognizance of an offence on a complaint shall examine upon oath the complainant and witnesses present if any and the substance of such examination shall be reduced into writing and shall be signed by the complainant and witnesses and also by the magistrate. If required, you may take the service of an Advocate for guidance and steps
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