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Last Updated On 19-Mar-2020
Insurance

Health insurance

Hi, I have a health insurance policy with a leading private insurance provider for the past 6 years. I did not have any pre-existing conditions when I took the policy. But 2 years back I was diagnosed with early stage psoriasis which does not require hospitalization, just out patient medication. So I did not make any claim in my medical insurance and have been renewing my policy. Recently I was told that I need to update my insurer if I have any health issues. Is this a problem. Can my insurance company decline any future claim on this basis. What is the correct process to update my insurance company.

( Bangalore, Karnataka )

17-Mar-2020

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A.
Hi client,
If you have got a new medical issue, you should definitely let him know this. Immediately talk to your insurer.
Thank you
Posted On 19-Mar-2020
Simi Paul Advocate Simi Paul
Simi Paul
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A.
Dear Sir,
Yes, your insurance company may deny your claim in future.
Posted On 19-Mar-2020
Kishan Dutt Kalaskar
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Please have a talk with your Insurer before hand.
Posted On 18-Mar-2020
Vidhikarya
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