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4 years ago

Hi,
I have a health insurance policy with a leading private insurance provider for the past 6 years. I did not have any pre-existing conditions when I took the policy. But 2 years back I was diagnosed with early stage psoriasis which does not require hospitalization, just out patient medication. So I did not make any claim in my medical insurance and have been renewing my policy. Recently I was told that I need to update my insurer if I have any health issues. Is this a problem. Can my insurance company decline any future claim on this basis. What is the correct process to update my insurance company.

Advocate Simi Paul

Responded 4 years ago

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A.Hi client,
If you have got a new medical issue, you should definitely let him know this. Immediately talk to your insurer.
Thank you
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Kishan Dutt Kalaskar

Responded 4 years ago

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A.Dear Sir,
Yes, your insurance company may deny your claim in future.
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Shreyash Mohta

Responded 4 years ago

A.Please have a talk with your Insurer before hand.
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