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Hi, Myself Ayan Alam. I am running a business, but because of financial lake my business is not doing well. I want to grow up my business for that I need some financial loan. I do not have any property on my name so that I can get loan against that property, but my grandfather have property.My grandfather has died without making any will so my father and two uncles all three are the equal owner of that property. So on behalf of that property can I get the loan on the 1/3 part of the property as the heir of my grandfather and father? Please suggest me the suitable way, so that I can get the financial loan and can grow up my business. Thank You, Ayan Alam

A. Hi Ayan, You can try for unsecured loan from banks and NBFCs. They do give business loan without any security so, try for that is it happens then its fine otherwise you can apply for mortgage loan and yes your father's property can be mortgaged but he has to give his consent for that.

I have joined a company MB india Which provide online work For which they send me a agreement according to which i have to pay them 4900rs Today according to their lawyer i have payed 5200rs Now their lawyer is asking for more money otherwise they are saying that they will file case against me.whether i want to continue or not for both condition they are asking for money In agreement it is not written to pay money more than 4900. DATA MANAGEMENT OUTSOURCING AGREEMENT This Agreement specifies the conditions applicable to an arrangement for performing work from Home on a regular basis. The Agreement becomes effective after all applicable documents have been online submitted via Mail and approved. The Associate agrees to remain accessible during designated work period and understands that management retains the right to require the employee to come into the regular online work-site when a business need arises. In the event of equipment failure, loss of internet connection or other system problems, client will report to the company helpline mail id, until the problem is resolved unless otherwise directed. This Agreement is made BETWEEN M.B INDIA SERVICES, having its Register Office at W/74, Bhimnagar, Aurangabad, Maharashtra 431002. Here in after referred to as first party. And Mr. or M/s Poonam Panwar residing at 3, Begal, P.O. Thadiyar, Wegal, Uttarkashi, Uttarakhand - 249185.Herein after referred to as ‘the Party of the Second Part’) Presently we are providing the business for form filling more meaningfully described in the column Scope of Work, through their principals. AND WHEREAS the Business Associate is engaged inter alias, in the business of providing a wide Spectrum of online form filling & services. The Business Associate has acquired the necessary expertise and developed the requisite skill base and infrastructure for successful execution of Form Filling Projects. This Agreement represents the business Agreement and operational understandings between the parties and shall remain in effect for a period of ELEVEN MONTHS from the date of execution hereof or from the date of providing the first data whichever is later & can be extended for the period as mutually agreed upon, for the purpose NOW THIS AGREEMENT WITNESSETH AS FOLLOWS: BOTH PARTIES ARE MUTUALLY AGREE FOR THE FOLLOWING POINTS. 1. Main Purpose: The Original data will be available online on website provided by M.B INDIA SERVICES at the time of signup. You are required to feed the provided data field wise online as per the guidelines. Data supply and preservation of the output file is done online on real time basis. 2. Compensation: For the Form Filling services rendered by the Business Associate, they shall be entitled for payment of price 20RS (INR) per form (if you achieved cut-off Above1350) The Business Associate shall raise invoice after completion of work with the data. The Client will pay each bill within maximum 5 international working days, from the date of issue of Quality Check report. The Invoice can be raised through e- mail. Q.C. report will be provided in 72 Hrs. International Working Days from the date of submission. 3. Payouts: Client will provide workload of 1500 FORMS 10 days. This MOU has been signed for 1 system. The Client will make the payment for the billing within 5 INTERNATIONAL WORKING days from date of raising the bill subject to the quality check report. 4. SERVICES: - Business Associate will get single id to work on and business associate can work 24X7 on this id. 5. Time Period for work completion: you have 10 days (include holidays) to complete the New work and Second Party has to send it to First Party. The First Party shall give an accuracy report within 72 hrs. For the New Work, after submissions as per technical specifications which are included in this agreement with accuracy parameters 6. Client agrees to provide formats and other information for processing the job to Business Associate at the time of providing the data. 7. Telecommunication cost applicable at each end shall be borne by the respective parties. 8. Business Associate will execute the data processing work provided by Client through experienced persons in such manner so as to carry out the work efficiently at minimum of 90% accuracy for out files. If you want Extra days to complete the project than you need to pay extension amount to the company. 9. This agreement represents the business Agreement and operational understandings between the parties and shall remain in effect for a period of Eleven months from the date of execution hereof. The clients' specifications in terms of quality and other parameters that shall be issued by the Client/their principals from time to time and acknowledged by the Business Associate shall be read with this agreement. 10. Termination Clauses: - If you fail to submit data on time or, If fails to give accuracy in output files. Company reserves the right to terminate the agreement with immediate effect. And M.B INDIA SERVICES will not be responsible for any further data and payment to the Business Associate. ? If company found that there are multiple logins of a single I.D., The company will not be responsible for the corruption of the data in both online and offline modules. And your I.D. will get terminated without any intimation. If we find any 2 login/ logout together, 2 IP address without login/ logout, browser upgrade/ degrade without login / logout then ID will be terminate without any prior intimation. ? If any kind of malfunctioning found in the work then company reserved right to take trail of your work for a day. ? If you break the company rules & regulations means your id is get terminate, company will not do any financial transaction with you. ? You have to complete all the 1500 forms and submit it while doing submission.Then only submission will be successfully done. 11. No modification of the terms of this AGREEMENT shall be valid unless it is in writing and signed by all the parties. 12. Force Majeure: If the rendition of the Form Filling Services is hampered due to earthquake, flood, tempest, civil riots or Act of God then the Business Associate shall be absolved of its obligations hereunder till normalcy is restored after the cessation of the aforementioned contingencies. The Business Associate shall likewise be absolved if rendition of the services is hampered due to a strike called by the date entry operators engaged by the Business Associate, violence or political turbulence or for any other reason of a similar nature, which is beyond the control of the Business Associate. 13.Severability: Unenforceability of any provision of this Agreement shall not affect any other provisions herein contained; instead, this Agreement shall be construed as if such unenforceable provision had not been contained herein. 14.Variation: Except as otherwise expressly provided in this Agreement, this Agreement may not be changed or modified in any way after it has been signed, except in writing signed by or on behalf of both of the parties. 15. Dispute Resolution & Jurisdiction: In the event of any dispute or difference arising between the parties hereto relating to or arising out of this Agreement, including the implementation, execution, interpretation, rectification, validity, enforceability, termination or rescission thereof, including the rights, obligations or liabilities of the parties hereto, the same will be adjudicated and determined by arbitration. The Indian Arbitration & Conciliation Act, 1996 or any statutory amendment or re-enactment thereof in force in India, shall govern the reference. Both parties shall appoint their respective arbitrator, and both arbitrators thus appointed should appoint the third Arbitrator who shall function as the presiding Arbitrator. The venue of arbitration shall be Aurangabad, Maharashtra. The Courts in the city of Aurangabad shall have exclusive jurisdiction to entertain try and determine the same. 16. Both the parties hereby agree neither to Circumvent or nor to disclose the identities, Information as well as the essence of the project etc of each other’s/Principals, clients etc. to any other Third party and neither of us will approach each other’s contracts as identified from time to time. You have to complete all the forms and submit it while doing submission. Then only submission will be successfully done. PROMISARY NOTE No initial payment is required to pay at the booking time but you must have to pay Rs. 4900/- amount for utility and maintenance on following grounds. (A) In the matter of fact failure, not submitted or succeed company is entitled to receive amount by any cost. If you achieve the accuracy which mentioned above, then Utility charges will be deduct from your work payment and if you fail to achieve accuracy in given timeline, then also you have to pay as a liability which describe above. (B) This charges related to service, development and maintenance cost of the platform where you working online. (c) If you deny paying the said amount then company will take this matter legally & all the legal expenses will be bear by your side, company is not liable for the same. Required Accuracy by the company: You must have to provide 90% accuracy in form filling work for 1500 forms in 10 days. Viz Cut off forms are 1350 (In Total) –for full payment Below cut off – you are not qualified for payment & id will be terminating by server side. If client makes any mistake in a form that form will be rejected, likewise client have to maintain cut off or accuracy. IN WITNESS WHEREOF the parties hereto have executed these presents on the date hereinbefore written: Poonam Panwar I hereby affirm by my signature that I have read this Work from Home Agreement, and understand and agree to all of its provisions. The Work from Home Agreement itself is not a contract of employment and may not be construed as one. I understand that I am accountable to all previous confidentiality agreements, policies and procedures of the company. I have read a copy of the Work from Home Policy. I understand all the rules & regulations which are mentioned in agreement and I am ready to do work with M.B INDIA SERVICES Client: Business Associate: For M.B INDIA SERVICES For Poonam Panwar

A. Look Poonam these are fraud companies and they do not do anything except trap you and then take money from you. You need not worry nothing will happen to you. Just ignore there calls and mails. If you want you can speak to me.

Dear Sir My dad passed away March 2018. He left a Will in which he stated that he wished to distribute his cash assets (Fixed Deposits FD) after 12 months of his death in percentage figures of the total cash assets between his 4 children (2 boys and 2 girls). The total valuation of his cash assets (FDs) market values or FD details are not listed in the Will but only the percentage of distribution is stated in Will. For example, the distribution as per Will is as follows ( 40% for 1 son, 30% for 1 son, 15% for 1 daughter and 15% for other daughter) My mother is alive and is a joint holder (either or survivor) on those FDs with nominees listed as my brother and myself on those Fixed deposits. My mother has possession of the original Will. I and my brother have photocopies of my Dad's Will. My mother was never employed and did not earn any of that money in the FDs. However, she has liquidated all the those FDs in September 2018 (well before the 12 month wait period listed in the Will) and has distributed the cash money among my 2 sisters and herself in 33.3% between themselves. I and my brother has not received any payout or money from this distribution. This is money that was supposed to be distributed as per my Dad's will but is now being squandered between mother and two sisters. Is this even legal to do such distribution against Will just because she is joint holder on those FDs? Can this be taken up as legal preceding to freeze that cash assets distributed among mother and my sisters? I am from Mumbai and need help from a lawyer who can guide us. Please help. Thank you

A. If there is a valid will then you can take appropriately legal action against the act of distributing the money by your mother. Since the will has not been honoured and followed so move the court for probate and also for interim injunction. Yes you should touch base with a local lawyer as you will have to move the court.

Kya husband cort case ke doran bina wife or bacho ko btaye apni property bech skte hai..cort me ghrelu hinsa or khrche ka case chk RHA ho

A. Self acquired property can be sold but not the ancestral property without taking all legal heirs consent.

I need to know my bro divorce petition which was filed on Oct 2015 has been dismissed by the Bandra court Nov 18 As wrong section mentioned by the lawyer also his wife filed dv case on Jan 2016 ,she stayed only 3 months with no physical relationship and left the home with her mom. There is interim Mainataince pass of 4000 on may 2017 , and the case is now in evidence stage since 8 months, she also filed transfer of divorce case at family court to her native place in sangli as currently she resides there which is also pending as we did not received the notice, so need to know in this case how we can get resolved like is it if we challenge high court will it take all the steps which was taken at family courtlike meeting with counselor, notice to be served to his wife etc or would help granting divorce directly and what as per u should be done for the dv case is it is in evidence stage since 8 months

A. You need to know why or because of which section the divorce petition got dismissed. And if it has beem dismissed then you can file again after correction. Interim maintenance case was filed by her and if she wants it to transfer now it will not be so easy. You get in touch with a good lawyer and discuss everything threadbare to know what is the way to resolve all these matters.

Dear Sir My deceased father left an unregistered will that states I and my brother will inherit his apartment flat after the demise of my mother. My mother who is alive wants to not honour his will but instead wants my 2 sisters to also be added as beneficiary to the property. The nomination on the society records are on my mother and 2 sons names and the transfer of ownership over to us (mother and sons) is still pending. My mother is emotionally forcing us to give up our nomination rights so she can proceed with transfer of ownership process with the society to her name solely. Can my mother be allowed to override my Dad' will and can she proceed with transferring it her name solely? Thanks

A. The answer to your question depends on the fact that how your father acquired that property? If he inherited it then certainly the will is not going to work. If he bought the property from his own earnings meaning that it is a self acquired property then the will holds good and your mother can not do anything about it.

hii my name is Ali. i m emlamalik of were i stay .... land is in R zone.. society hi going to sign developmet agreement ..i m agree for that... but my concent is if deal wil cancel .. after that my rigths will be there or know ????

A. You are suggested to meet a local lawyer and seek all advice. Your facts are not clear hence meeting a lawyer and describing everything to him will make it easier for you and the lawyer.

I leave a Pvt Ltd Company one year before but till date company has not pay my Balance salary due at the time of leave the company after notice of 23 days . I start my job there on trust without formal document as offer letter and Appointment letter because of nearest relation with company management person . Even they paid part salary in some month so balance is left at the time of leave the job which is due till date AND now not reply anything by company.

A. Send them a legal notice to recover your dues. Hopefully on receipt of a legal notice they will pay your due amount. In case they donot payvtyen you can think of a civil case post consultation with your lawyer.

Hi I and my husband are separated for the past five years .There is a criminal offence against my hubby filed by me under procso act and that case is in stay at HC. The gold which my parents gave to me are at my husband's place in our joint bank account. Hoe can i get back my gold. How should i move in court. I havent filed for divorce yet due to this. If i file for divorce will i get my gold back. Can you please advice me

A. A joint bank account can be operated by both the account holders so what you do is that you go to the Bank, access your account or locker and take back your gold. If for any reason you are not able to do that then remember to mention that gold as your "stree dhan" which is absolutely your property and post divorce you will get the custody of that.

Sir, I have taken online but I am unable to complete they are demanding the but I am unable to pay company is telling they will put case on me what shall I do now

A. Very frequently we are getting question on this kind of business. Please understand these are fraud companies and they trick people and trap them in such work which cannot be delivered. You don't have to worry they cannot do anything. If they threaten you then you tell them that you will lodge an FIR against them and if need do so.