Credit card settlement
Credit card settlement
Hello, I did a Hdfc credit card settlement in year 2021 in 4 installments. But bank didn't provide NOC. They didn't contact me for three years.but Now again in 2024 Hdfc has handed over my case to kot
3 months ago
A. Dear Client,
As per the Banking Companies(Preservation of Records) Rules, 1985, Bankk to preserve records of personal ledger, loans or advances registers, FD Interest registers not less than 8 years. Further, based on Information Technology Act, 2000, the retention of transactional records will be maintained by the Bank for a period of 10 years as per RBI Guidelines. So, you can retrieve the credit card settlement record of the year 2021 from the concerned Bank by making an application under Sec ...ReadMore
Negotiable instrument act
Case dismissed holding court has no jurisdiction Can another complaint be filed in court having jurisdict now
3 months ago
A. Dear Client,
The latest ruling on territorial jurisdiction for cheque bounce matters under Section 138 of the Negotiable Instruments Act (NI Act) comes from the Supreme Court case of M/s T.P. Murugan (Dead) through Lrs. Vs. Bojan (2018) 8 SCC 469. The apex court, in its landmark judgment, emphasized that the place where the cheque is dishonored is the determining factor for establishing territorial jurisdiction. This ruling aligns with the legislative intent of Section 138 of the NI Act, which s ...ReadMore
Marriage
Sir , after my mother died my father married second time after 2 3 years after that , now my step mother 's youngest sister and me wanted to marry we are of same age 22 and 20xan we marry sir . Kindly
3 months ago
A. Dear Client,
Marriage between a couple having a prohibited degree of relationship is illegal and void both under the Hindu Marriage Act, 1955 and the Special Marriage Act, 1954 even if the parties to the marriage are of marriageable age which is now 18 years for girls(Bride) and 21 years for boys(Bridegroom). There may, however, be some cases where marriage is solemnized under the Special Marriage Act between persons professing the same faith and belonging to the same group or family. Even, in ...ReadMore
Online coaching refund
I have purchased 2 year online coaching for upsc in hindi midium, but educator are not quality like English educator.After 8 month I realised that this quality not help to pass examination because lan
3 months ago
A. Dear Client,
Regardless of the internal policy, an educational service provider did not deserve any fees or charges for substandard service or without providing agreed service to the student, and refusing to refund course fees on cancellation of course midway amounted to a deficiency in service and unfair trade practice. Since the institute is providing online service, the complaint needs to be filed online mode through e-daakhil portal ( https://edaakhil.nic.in/edaakhil/ ) introduced by the Co ...ReadMore
Question Regarding Token For Property
Hi.. A few days ago I wanted to sell my property. I met someone and he gave me a check of Rs 1 lakh as token amount. He wrote all the details (my property number, pan, aadhar etc) on a plane paper, pu
3 months ago
A. Dear Client,
In the given scenario, no legal action is attracted against you at all. Legally, until and unless an agreement to sell is executed between the Seller and the Buyer, neither any token money/advance against the agreed consideration money is paid nor, accepted in the matter of transfer of immovable property. So, in the absence of a basic document and also for non-encashment of the token cheque, the buyer cannot take the matter for granted and cannot even take any legal recourse against ...ReadMore
Someone not returning my money
I gave RS 5000 (by UPI) to a person who lived with me in my hostel, one day he escaped from hostel without informing anyone, Now he is not answering my calls, I know his name, mobile no., district, a
3 months ago
A. Dear client,
Firstly, you may try sending the person a legal notice to pay back the amount. Further, you can also file a criminal charge under Section 420 of IPC for cheating and not paying the money back. It is a misuse of trust and you may file a charge against the person. However, since Rs.5000 is not a huge amount, the police may not take the case.
You can also file a civil suit under Order 38 of CPC which makes the parties to a summary suit.
Thank you
ICICI bank Account debit frozen
My savings bank account is in debit freeze status last 3-4 weeks. Bank is not telling any reason, but simply extending saying we are working on it
3 months ago
A. Dear Client,
Apart from the reason of non-compliance with the KYC mandates, the operation of a bank account may be withheld by the Bank on the instruction of the Cyber Crime Cell once a cybercrime for any fraudulent transaction is reported to the National Cyber Crime Reporting Portal(NCCRP) which is an initiative of the Government of India to facilitate victims/complainants to report cybercrime scams or complaints online. The investigating team of the cybercrime cell started the routine proces ...ReadMore
One month salary deduct due to two month notice period require by them
Can a company deduct one month salary due to give only one month notice period company require two month notice period other company not wait for two months
3 months ago
A. Dear Client,
It appears that your contract of employment stipulates a clause of two months' notice to be served by either party for leaving the service by an employee and for terminating the service by the employer and for breach of said condition, both parties shall compensate each other instead of notice. So, if you tendered your resignation without serving a notice period of two months, then the employer can withhold your one month's salary because of a shortfall in the notice period. When y ...ReadMore
Termination
In my contract it was mentioned that I shall have 6 month of notice period later they increased without letting me know and fired me after 9 months suddenly and saying you were not a permanent member
3 months ago
A. Dear Client,
There is no provision for 6 months notice period under the governing laws that govern the relationship between an employee and employer. It might be a probationary period which may be extended by an employer if required based on your performance and ability to grasp the jobs assigned. A Probationer is not treated as an employee in the permanent role of the Company, so standing rules or regulations do not apply to the probationer to regulate or resolve the dispute between a probation ...ReadMore
Termination while on sick leave
I work for a private limited advertising agency in mumbai. I have been here for over 3 years. I received a termination letter while I was on sick leave on Monday, the date of the termination says 29th
3 months ago
A. Dear client,
A workman may only be fired for convenience in line with the procedures outlined in the Industrial Disputes Act, 1947 (the "ID Act"). According to the ID Act, a worker who has completed 240 days of service, or at least one year of notice, may be fired with at least one month's notice or paid in lieu of notice. Retrenchment compensation, equal to 15 days of pay for each year of service completed, is also required. The procedure under IESO Act must be followed.
A workman can raise ...ReadMore
