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Dear client,
You should file a proper reply/statement of defence before the arbitrator, specifically disputing any excessive or incorrectly calculated interest, demanding the complete loan statement, KFS, loan agreement, disbursement proof, repayment ledger and authority of the claimant, while also raising any objection regarding the arbitration clause/procedure and jurisdiction where applicable. Do not simply settle or sign an undertaking before checking the calculation, as doing so may affect

Dear Client,
Your query appears to be incomplete and the available information is insufficient for us to provide precise and reliable legal opinion. Kindly provide more details so that we can guide you properly.

Dear Client,
Yes, you may accept the compensation under protest in land acquisition matters under the National Highways Act, 1956 and still retain your right to seek enhanced compensation through arbitration under Section 3G(5). Acceptance under protest ensures that your claim for higher compensation is not waived, but it is important that such protest is clearly recorded in writing at the time of receipt.

It is advisable to consult a local lawyer for proper guidance and representation in the a

You should get in touch with an advocate to figure out why this legal notice has been sent to you. I guess the legal notice has been sent to you because of the non payment of the dues to the credit card company. If that is the scenario then you have to speak to the lawyer and the sbi card To get the settlement done or close the NPA account.

Dear Client,
Your query lacks information. However, be informed that the borrower of a loan is held personally liable for his or her debt for non-payment of the outstanding amount of the loan, and legally, there is no escape route to get rid of that liability. In the given scenario, you may negotiate or settle your dues against loans by following the steps, like lowering your interest rate, arranging for a reduced interest rate is one of the most common requests a defaulter borrower can make to

Dear Sir,

The first legal remedy is to challenge the Award by filing a petition before the appropriate District Court.

Aspect Details
Relevant Section Section 34 of the Arbitration and Conciliation Act, 1996.
Purpose of Petition To set aside the Arbitral Award on specific limited grounds, such as the arbitrator misconduct, the award being contrary to public policy, or patent illegality on the face of the award. Crucially, you must ask the Court to set aside the award to the extent it denied yo

Dear Sir,

What You Should Do Before 24 Oct 2025

Write a Reply to the Arbitration Notice

You can do this yourself, no need for a lawyer.
In your reply:

Acknowledge receipt of notice.

State you are from BPL category and unable to afford legal representation.

Mention that you dispute the amount claimed or need clarification on calculation.

Ask for waiver / settlement plan or mediation.

Request copy of loan documents and statement of account.

If you never received earlier notices from SBI o

Dear Client,
In case, a provision for resolving the dispute through arbitration under the Arbitration and Conciliation Act, 1996 exists in the loan or credit card agreement, before marking loan/credit card dues as bad loan/NPA, the Banks/FIs exhausts its course of action as stipulated in the agreement and send a Notice under Section 21 of the Arbitration and Conciliation Act, 1996 post-appointment of an Arbitrator in compliance with the provisions of Section 11 of the Act, to the borrower of th

Dear Client,
Your query is too insufficient and misleading to address it properly. However, be informed that in case, a provision for resolving the dispute through arbitration under the Arbitration and Conciliation Act, 1996 exists in the loan or credit card agreement, before marking loan/credit card dues as bad loan/NPA, the Banks/FIs exhausts its course of action as stipulated in the agreement and send a Notice under Section 21 of the Arbitration and Conciliation Act, 1996 to the borrower of

Dear Client,
Your query suffers from a lack of information to address it properly. However, in the given scenario, lodge an FIR against your partner for cheating at the local police station and serve a legal notice to him asking refund of money, which may work or may not work. If required, consult with an Advocate to navigate the issue effectively.