icon Online fiance

Hero rupees mobile app transfer amount without my confirmation and now he demanded double amout


A. Hello Sir,
You don't have to pay it. If they will force you to do that then you can file a suit for that in the case.

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icon Loan harassment - free from this type of loan

How I can free from this type of loan they are contacting my contact number and sending me the aabus picture to me and my contact number


A. Dear Client,
I didn't understand the facts which you have provided. Please make it more clear and let us know. If its purely harassment, block the number or file a complain.

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icon HDFC credit card settlement

I want to settlement my credit card


A. Hello Sir,
Call the customer care and notify them that you want to settle the card. But pay the total outstanding amount. If you pay the discounted amount, your CIBIL score will drop drastically.

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icon Surfaci act

What happened if we are late above 60 days to answer 13 2 notice


A. Hello Sir,
I didn't understand the facts which you have provided. Please make it more clear and let us know. Thank you

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icon Lawyer fees

Do I need to pay lawyer fees for my education loan ( with collateral)? I have paid processing fees.now bank is asking for lawyer fees. I don't even know what the lawyer has done for bank. Whatever I k


A. Dear Client,
It is advisable to ask the bank regarding the need for lawyer fees. Please ask for details of this clause.

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icon Wrong fund transfer

I am ICICI bank (Chennai) customer holding SB account for past 15 years, by mistake I done IMPS transfer through ICICI bank mobile app of Rs 1.5 Lakhs to Canara bank (Bangalore) customer instead of se


A. Hello Sir,
The course of action is in the right direction. However, to get your money back, it would be advisable to establish to not deduct the negative balance from your sim of money wrongly transferred. In case of failure, please proceed to file a complain.

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icon Is 1% of rate of interest daily applicable on loan legal in India?

Sir 1 percent per day is legal in India and I have taken loan from unifinz capital limited they charging daily interest rate 1% it's legal


A. Dear Client
It is illegal and undoubtedly usurious. You should send them a legal notice through a layer marking a copy to the banking ombudsman and Reserve Bank of India.

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icon Lien on my transaction of 15k

I had a deal with a person for which i received 15000, now bank has frozen my particular 15000 transaction on basis of someone elses complaint for 1000rs, with whom i never made a deal nor i know him.


A. Dear Sir,
U may approach Cyber Police station and try to contact other Police station and get details. Otherwise if chargesheet is filed there will be lot of problems.

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icon Register demand notice from PACS ltd

Dear sir We got Register demand notice from Primary Agriculture Coperative credit society to pay the loan which was renewed on 15.11.2014 rupees 32956/- after deducting government loan waiver fund. Th


A. Dear Sir,
Under the Act such co-operative societies need not go to the Courts or Tribunals but get an award/decree summarily from the concerned Deputy Commissioner. You must take immediate steps to settle the matter.

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icon EMI related

We have take a home loan. On March 1, I received a message from the bank saying 8140 Rs would be deducted towards EMI, but yesterday it deducted 8585, can I go legally and complaint it and what's the


A. Hello Sir,
Once the amount is converted into EMI payment mode, the bank will automatically debit a fixed amount each month as repayment. If the amount is deducted More then stated then you can for legal action According to terms and conditions.

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