Micro loan EMI payment
Micro loan EMI payment
I need urgent loan of 10000 as I needed to pay someone. So I browsed fland opted for online micro loan and got rejected by many companies and there is one company named NIRA who approved loan but dur
2 years ago
A. Dear Client,
You can contact a lawyer for legal action and discuss your case in details.
Thank you.
Brother debt in chit
My brother joined 7.5 lakhs chit with his friends circle and didn't pay full money, now my brother is abscond. I am getting call from my brother friend to pay balance money. Is their anyway I can lega
2 years ago
A. Dear Sir,
Your liability is nil. They cannot do anything. Lodge complaint with police.
I could have explained more if background is known to me. You are supposed to give more details to get detailed answer.
Please be inform that free questions deserves to be attended on priority basis so be brief but disclose summary of your case.
Removing suit filed willful default written off settled status
Hi. I took an education loan from the Bank of Baroda and did some instalments after the Moratorium period. Since I had a very low salary at that time, I was not able to pay the remaining instalments.
2 years ago
A. Dear Sir,
Yes, you may either go to banking ombudsman or get issue a legal notice.
I could have explained more if background is known to me. You are supposed to give more details to get detailed answer.
Please be inform that free questions deserves to be attended on priority basis so be brief but disclose summary of your case.
My mother has a lot of debt
Hello, My mother is facing a lot of harrassment in recent years.. she's a central government pension holder, she used to get a good amount of pension and in that way she used to pay those debts but a
2 years ago
A. Dear Client,
Please specify whether the creditors are individuals or banks for any kind of advice.
Thank you
Loan app harrasment
Is it legal for the recovery agents to message on my contact list regarding my missed emi payment of 1 month
2 years ago
A. Dear Sir,
No it is not legal you can get issue a legal notice to the bank to cancel the agreement of such recovery agent and approach the Banking Ombudsman.
A. Dear Sir,
You may lodge complaint with local police or file private complaint as follows.
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File A Criminal Complaint In India: A Step-By-Step Process
Most Indian citizens are not aware of their legal rights. This lack of awareness is among the major reasons because of which reporting of criminal activities is not a seamless process in India. The general perception about policemen is also not helpful. However, rep ...ReadMore
Credit Card debt harassment
Is credut card debt age cy harrase us for debt collection. What will we do? . Is debt agent harrase me. For credit Card debt .
2 years ago
A. Dear Client,
You can seek the following remedies:
a) Complaint u/s 506 IPC which deals with criminal intimidation can be filed against the bank and recovery office. If the agents use vulgar language while talking to a female customer, complaint u/s 509 IPC can be filed.
b) You can file a civil injunction suit in civil court against the bank and recovery organisation for ad-interim relief.
c) You can file an objection with the Reserve Bank of India.
d) If bank recovery agents enter your home wi ...ReadMore
7 day loan apps harassments
Hi, I had taken loans from instant loan app and have got stuck in this scam. One loan to repay another.. Some of these apps are removed from playstore and some are registered with a NBFC in RBI. Howev
2 years ago
A. Dear client,
You can File a complaint at the police station and also go for an injunction suit against the developers of the app as well as the bank and recovery agents. You can also file an objection with the Reserve Bank Of India, as this is completely illegal.
Thank You
Harassment due to chit fund loan
sir i paid 19 months of chit of total 20 chits with one individual lady. 1 month that too last month payment (60K) pending because of finacial crisis. Now that lady telling that she will come home and
2 years ago
A. Dear Client,
No one has the authority to harass you. If you have taken a loan you are liable to pay but the same cannot be collected going outside the rules and guidelines prescribed by RBI. If they are you can go and file a complaint in you local police station.
Thank you
harassment and threatening for credit card
To whom so ever it may concern. Myself nishant patel , is having an out standing of rs. 65000 on SBI credit card. But to some financial issues and family issue I'm not able to make the payment. I to
2 years ago
A. Dear Sir,
Remedies against harassment by Recovery Agents
February 18, 2021
Written By : Kishan Dutt Kalaskar Retired Judge
Leave a Comment
There are numerous cases of the oppressive and illegal conduct of recovery agents attempting to recover pending dues for the banks' benefit. In the past few years there have been many such instances, to showcase an example, an 81-year-old woman was seriously threatened by recovery agents, she got 375 threatening calls concerning her child's unpaid bank dues. ...ReadMore
