debt with bank
debt with bank
I have a personal loan with Citi of 2,50,000 (principle) taken in year 2013 (I have occasionally taken topups on this loan) and credit card outstanding with HDFC bank taken in 2018 of 4,15,000 (princi
3 years ago
A. Dear Sir,
It being a personal loan they cannot attach properties of yourself and your mother but you must sell it away to avoid unnecessary complications and keep that amount somewhere else. Further you can get issue a legal notice on the basis of following judgment if they are torturing you.
====================================================
ICCI Bank Limited vs. Prakash Kaur case,
The Supreme Court in a landmark judgement reiterated its earlier stand that banks cannot deploy musclemen f ...ReadMore
Car finance
Datsun finance company have taken my car in repossession becoz i didn't pay emi during covid period, is there any solution to get my car back,, i am ready to pay all the missing EMI, but they are dema
3 years ago
A. It is secured loan.
request and if you give cheque of another emi, they might allow you the car.
else take personal loan and take car back because you paid more than car value.
Hope this clarifies,
Advocate Ankur Goel
(Complete Law Shield) #YourLifeYourChoice
Note - This is just a small advice. Proper advice can happen only after going through details.
Ankur Goel @ Complete Law Shield
Ayantika Mondal @ Prime Legal
credit card
sir i bought sbi credit card 2018.i used for 60000. now it goes to 94000 with interest.i asked for settlement but i cant able to do it. now one lawey called and said that they file case against me wit
3 years ago
A. Hi,
You may visit the bank manager and request him for extension of time or you may send a request letter to the bank officials regarding the same.
Ayantika Mondal @ Prime Legal
Ankur Goel @ Complete Law Shield
debt with bank
I have a loan with Citi of 2,50,000 (principle) and credit card outstanding with HDFC bank of 4,15,000 (principle). I have not paid since April 2020 due to COVID and medical reasons and do not think I
3 years ago
A. hello,
please provide more details on this issue to serve you. the facts are missing, what type of loan is it, when was it taken etc.
Ayantika Mondal @ Prime Legal
Ankur Goel @ Complete Law Shield
[email protected]
I have a loan with Citi of 2,50,000 (principle) and credit card outstanding with HDFC bank of 4,15,000 (principle). I have not paid since April 2020 due to COVID and medical reasons and do not think I
3 years ago
A. hello,
please provide more details on this issue to serve you. the facts are missing, what type of loan is it, etc.
Ayantika Mondal @ Prime Legal
Ankur Goel @ Complete Law Shield
Credit card settlement
Since 2014 till date, I have paid much more than what I used card for. Since 2013, I am jobless and working on small businesses which also stopped since Nov-2019. I can't pay bank credit amount which
3 years ago
A. Dear Sir,
ICCI Bank Limited vs. Prakash Kaur case,
The Supreme Court in a landmark judgement reiterated its earlier stand that banks cannot deploy musclemen for recovery of loans from defaulters thus forcing them to end their lives.
"We deem it appropriate to remind the banks and other financial institutions that we live in a civilised country and are governed by the rule of law," a bench comprising Justices Tarun Chatterjee and Dalveer Bhandari said.
The court while dismissing the ...ReadMore
Personal loan query
Present I don't have job and no property and no gold jewellery to sell and repay personal loan. Everyday recovery agentscalling ask to pay I said no job give me some time but he can't and threaten to
3 years ago
A. Hi,
The facts stated by you are not clear.
However, You may request the bank officials for extension of time.
Ayantika Mondal @ Prime Legal
Ankur Goel @ Complete Law Shield
Credit card
Sir A credit card has been granted to me based on my salary.Due to covid,I lost my job so couldn't pay my dues.Still I am jobless,However the so called bank harassing me for the repayment.At present I
3 years ago
A. Hello,
You may send a request letter to the bank officials or visit them personally and ask for extension oftime or for smaller EMI.
Ayantika Mondal @ Prime Legal
Ankur Goel @ Complete Law Shield
WILL BANK PROCEED TO POSSESS LAND OFFERED AS COLLATERAL SECURITY AFTER 28 YEARS
I took a loan of Rs 33000.00 from a nationalized bank in 1987 for a small scale industry for which 25 cents as land was given as collateral security. The business failed and I was unable to repay the
3 years ago
A. Hi,
Since bank did not take any such action, you can transfer the property.
Ayantika Mondal @ Prime Legal
Loan and EMI
I want to respond to a legal notice sent by NBFC that i need more time to pay my debts i took Loan of 1000 rs and now it became 4000 due to interest charges please help me
3 years ago
A. you have mobile/laptop with internet to ask the question.
you know english.
after all that you took loan of 1000.
There is a story which is used in movies also...
A person went to astrologer to know fate. Astrologer told his planet is bad so he will make it good by pooja.
Astrologer asked him 500/- fees. person said he dont have 500/-
Astrologer then asked 100/- fees. person said he dont have 100/- also
Astrologer then asked 10/- fees. person said he dont have 10/- also
Astrologer told that i ...ReadMore
Ankur Goel @ Complete Law Shield
Ayantika Mondal @ Prime Legal
