RBL Bank harassment
RBL Bank harassment
Due to pandamic situation I’m unable to pay credit card bill due to that RBL agents calling to so many people in my villiage and relatives and not sure how they were getting contact details of those
3 years ago
A. you have RBL app installed in your mobile then it is from there they can get contacts information.
Ankur Goel @ Complete Law Shield
Ayantika Mondal @ Prime Legal
moratorium
I have a loan with Citi of 2,50,000 and credit card outstanding with HDFC bank of 4,15,000. I have not paid since April 2020 due to COVID and medical reasons and do not think I can for another year. I
3 years ago
A. no bank will agree for 20%
recovery agents might agree for that.
citi loan is also credit card.
they can convert the loan to emi in settlement.
Hope this clarifies,
Advocate Ankur Goel
(Complete Law Shield) #YourLifeYourChoice
Note - This is just a small advice. Proper advice can happen only after going through details.
Ankur Goel @ Complete Law Shield
Debt and repayment
My fiancé's father had a business in Thrissur, Kerala. 3 years ago he suffered major losses and was arrested for non payment of loans. The court seized their land and property and now he has filed fo
3 years ago
A. Hi,
As per the insolvency process only the debtor is liable to pay the loans accrued. Your fiance cannot be made liable for the loan of his father.
Ayantika Mondal @ Prime Legal
SHANMUGHAM D
My lend money from me for some urgency and he gave credit card to me for use now he not returned me my money back asking me to pay used credit card bill other wise he will raise a complaint against me
3 years ago
A. Please contact with clearer facts wrt case.
Adv. Anushka Dikshit
Ayantika Mondal @ Prime Legal
A. You can always apply to HC under Sec 439 CrPC for bail
Adv. Anushka Dikshit
Bank sent Legal Notice to Pay Personal loan from Advocate
Hi, Due to Covid19 I lost the job and I taken the loan moratorium facility and now I sent request for loan restructuring to Bank instead of solution. Bank sent me legal notice LOAN RECALL / TERMINATI
3 years ago
A. Hello,
Primarily, a reply to the notice should be sent clarifying your financial situation
Ayantika Mondal @ Prime Legal
Pradipta Nath
FILLING INSLOVENCY /BANKRUPTCY FOR SALARIED PERSON WITH NO ASSET
I have unsecured debts of Rs 20Lakh (14 credit cards and 6 personal loan) and the emi's and bills of which i am unable to pay now as i am a salaried person and my fixed income is only 20 k. I have als
3 years ago
A. Hi,
Since you are not in position to discharge debts, neither you have assets, you should initiate insolvency procedure disclosing all the relevant facts and figures.
Harassment by collection agents
Sir I have taken personal loans from HDFC and Yes bank. Due to this COVID situation my salary has reduced by 50% since march. I have opted for moratorium and now since the end of moratorium I am reque
3 years ago
A. file complaint in Police Station in your jurisdiction.
Adv. Sarika Khude
UNSETTLED NPA ACCOUNT
CAN A BANK CLAIM AN UNSETTLED AMOUNT AFTER FOURTEEN YEARS, AND AFTER NOT ATTAINING ARBITRATION U/S CLAUSE9
3 years ago
A. Dear Sir,
It is time barred debt.
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Salary recovery under IBC 2016
I have worked in private company for one year and resigned in june 2019 by serving notice period. I requested mailed and called them to pay my remaining salary which is aprox 1.5L. They still haven't
3 years ago
A. As per the latest notification dated 24.03.2020 and latest amendment in IBC Act, the threshold limit to file case in NCLT under IBC is increased from 1 lac to 1 crore. It means any default below 1 crore will not give right to the creditor to file case under IBC. You may explore other legal options such as civil suit to recover your legitimate dues from the company.
ARUN WIGHMAL
