Harassment by collection agents
Harassment by collection agents
Sir I have taken personal loans from HDFC and Yes bank. Due to this COVID situation my salary has reduced by 50% since march. I have opted for moratorium and now since the end of moratorium I am reque
3 years ago
A. file complaint in Police Station in your jurisdiction.
Adv. Sarika Khude
UNSETTLED NPA ACCOUNT
CAN A BANK CLAIM AN UNSETTLED AMOUNT AFTER FOURTEEN YEARS, AND AFTER NOT ATTAINING ARBITRATION U/S CLAUSE9
3 years ago
A. Dear Sir,
It is time barred debt.
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Salary recovery under IBC 2016
I have worked in private company for one year and resigned in june 2019 by serving notice period. I requested mailed and called them to pay my remaining salary which is aprox 1.5L. They still haven't
3 years ago
A. As per the latest notification dated 24.03.2020 and latest amendment in IBC Act, the threshold limit to file case in NCLT under IBC is increased from 1 lac to 1 crore. It means any default below 1 crore will not give right to the creditor to file case under IBC. You may explore other legal options such as civil suit to recover your legitimate dues from the company.
ARUN WIGHMAL
Credit card query
Sir my credit card amount around 50000 rupees present my minimum due amount is 18000. That amount is add to my salary account by bank authorities. And garnish my paycut salaries over and over penaliti
3 years ago
A. Hi,
You must issue one notice to the bank and also a copy should be sent to the credit card authority, allowing them 30 days time failing which you have to file one complaint case before the consumer redressal forum for seeking redressal.
Swapan Mukherjee
Non payment of loan
Hi. I have taken some loans from online apps like loanbro of amount 3000 .i am 5 days overdue on my payment because i had a medical emergeny and lost all my savings to ot. I asked the company to give
3 years ago
A. Hi,
You can apply before the company who disbursed the loan to you and pray for 15 days time stating that you will pay off the loan amount along with the interest as applicable. You can also disclose to the loan authority that though you have failed to repay the loan amount but the company who issued the loan has no authority to disclose the loan default matter to your relative or friends, as that is also an offense. After making payment you can also file a criminal case against the loan authori ...ReadMore
Swapan Mukherjee
Herresing call
I take small loan 5500 for 7 days interest rate 20% my due date 02.10.2020 but he call me before due date and ask me make payment and he message to my references for payment before due date .And my re
3 years ago
A. Hi
More information will be needed in order to guide you properly as to from whom you have taken the loan and is there a written agreement for that loan. If yes then before the due date they cannot force you to pay the amount.
Ayantika Mondal @ Prime Legal
Jai Prakash
Harresement of Loan recovery agent
Agent from the Muthoot Finance is haressing for the payment for this month, More over he came to my house and started to haress my mother and asking for my wife details. sir as we all know the panda
3 years ago
A. Hi,
It is advisable for you to get into a negotiation with the lender to increase the tenure of the loan.
Ayantika Mondal @ Prime Legal
Legal separation from financial obligation of father.
If a person is bank defaulter and fraudster and has taken debts from many private lenders as well, are his daughters/wife liable to repay them if he goes absconding? Is there any way to legally separa
3 years ago
A. Dear Sir,
You may take permanent injunction and thus protect yourself from the borrowers of your father who is exclusively liable to discharge such liabilities.
For full procedure contact me on mobile through Vidhikarya.
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BORROWER ABSCONDED
I lend some amount to a person he is absconded more than a year. I have cheques, promisory note, and a signed document. Total amount is 35 lakhs. His properties are locked. Noone is there. What is the
3 years ago
A. Dear Sir,
You just bounce the cheque and proceed otherwise you have to face lot of problems and in the meanwhile file a civil suit on the basis of promissory note thus you may get ex-parte decree even though he is absconded.
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Possession under sarfesi under section 14 by district magistrate
What is the present judgment and guideline in covid scenario for sarfesi recovery cases by taking possession under section 14 ?
3 years ago
A. For six months such coercive methods stand suspended.
Sidhaarth S
