icon Insolvency and cheque bounce

I have taken money from some known people on interest and now I'am not able to repay the money. And people started to threaten me because of which i have relocate myself, but somehow they get to know


A. Dear Client,
Relocating isn't a solution. Problems are being faced by your relatives because of your fault. Speak to your creditors and try to settle it down amicably.
Thanks.

Helpful
Helpful
Share
Latest Response 5 years ago
Sayaree  Ganguly

Sayaree Ganguly

Other Responses
Sanjay Kumar Jha

Sanjay Kumar Jha

Shreyash  Mohta

Shreyash Mohta

icon Loan default due to crushed my business

I have taken a business loan from kotak mahindra bank . due to my business crushed down i can't able to repay my emi . i request my bank to reduce my emi.. Can bank reduce my emi.. Or what can i do le


A. Dear Sir,
You may approach Banking Ombudsman or Higher Officers of Bank. They have discretionary powers.

Thanks.

Helpful
Helpful
Share
Other Responses
Shreyash  Mohta

Shreyash Mohta

Rameshwar  Dadhe

Rameshwar Dadhe

icon Loan issue

Sir I have two schools and I m in debts now I want to take a loan against property I have lost the original deed of my property now a Pvt company named lap loan legal associates from Delhi is giving l


A. Dear sir if u lost Ur original documents then no issues u should approach to the nearest registration office and made application for certified copy of documents. It is also original documents. Otherwise call me for more details please

Helpful
Helpful
Share
Latest Response 5 years ago
Rameshwar  Dadhe

Rameshwar Dadhe

Other Responses
Shreyash  Mohta

Shreyash Mohta

icon regarding my credit card

i have a sbi credit card in kolkata and citi bank credit card past 15 years. i have taken loan on citi bank card which they offered to me. i was maintaing and making payments . But last october 2018 o


A. Dear Sir,
ICCI Bank Limited vs. Prakash Kaur case,

The Supreme Court in a landmark judgement reiterated its earlier stand that banks cannot deploy musclemen for recovery of loans from defaulters thus forcing them to end their lives.

"We deem it appropriate to remind the banks and other financial institutions that we live in a civilised country and are governed by the rule of law," a bench comprising Justices Tarun Chatterjee and Dalveer Bhandari said.

The court while dismissing th ...ReadMore

Helpful
Helpful
Share
Other Responses
Shreyash  Mohta

Shreyash Mohta

Rameshwar  Dadhe

Rameshwar Dadhe

icon Debt trapped

Hello, I am working in a BPO in Noida. My problem is very serious and I am almost going to depression now.Because, I have a debt of around 12 lakhs through credit cards and personal loan. I have no id


A. Already answered.
Please check previous replies.
Thanks
Shreyash Mohta

Helpful
Helpful
Share
Other Responses
Deepak Yashwantrao Bade

Deepak Yashwantrao Bade

icon Individual Bankruptcy

I want to know that can I file for Bankruptcy because I have owe CC and PL from various banks and am not able to pay my dues because am jobless and also don't have any property on my name and am livin


A. Dear Sir,
You can try for it as per following procedure.
==========================================================================================
The Insolvency And Bankruptcy Code, 2016 - Key Highlights


Dear Sir,

The provisions of Bankruptcy and insolvency Act may be used to get relevant certificate. The highlights of the Act are as follows followed by a link.

KEY HIGHLIGHTS

1. Corporate Debtors: Two-Stage Process

To initiate an insolvency process for corporate debtors, the default sho ...ReadMore

Helpful
Helpful
Share
Other Responses
Shreyash  Mohta

Shreyash Mohta

Rameshwar  Dadhe

Rameshwar Dadhe

icon Bankruptcy and Debt

Dear Sir / Madam, I have taken 6 different personal loans and used 2 credit cards. My total debt is about Rs 57 Lakhs. I don't own any property or any other assets. My total EMIs are about Rs 1,30,000


A. U should try to solve it peacefully. With concern department of bank

Helpful
Helpful
Share
Latest Response 5 years ago
Rameshwar  Dadhe

Rameshwar Dadhe

icon Bankruptcy

Hi Sir, Need assistance on filing a bankruptcy case. What are the details required. Regards Rajan


A. Please share some details of your case so that we can give you appropriate advice.

Helpful
Helpful
Share
Latest Response 5 years ago
Shivam  Sachdeva

Shivam Sachdeva

Other Responses
Junaid Ali Khan

Junaid Ali Khan

Pradeep Kumar

Pradeep Kumar

icon Can auction done 6 years back under SARFAESI ACT still be challenge before High Court in a pending civil writ?

The secured assest for a home loan was auctioned 6 years back by the bank in 2013. It was 2nd auction. The 1st was stayed by the order of the High Court in 2012. Later, the high court ordered the auct


A. Dear Sir,
You can amend the pending Writ Petition to seek necessary relief or file a new Writ petition.

For full procedure contact me on mobile through Vidhikarya.
Rate me Five Star *
Please visit the following link.

https://vidhikarya.com/LawyerRating/9506c43f5d0b2d266a07

Helpful
Helpful
Share
icon Unable to repay loan due to bankruptcy

My father took a loan(cash credit)(loan against property) from a bank of around 1.15 cr. he took it on himself, myself, my brother and on my mother(loan amount is divided in 4 parts). the property is


A. Dear Sir,
Common sense works here. The banker must know the value and no banker get the property with low marker value as security. Their officials will be suspended. Get issue a legal notice from office and we shall take the case against them only. You will get much more amount if sold in public auction.
For full procedure contact me on mobile through Vidhikarya.
Rate me Five Star *
Please visit the following link.

https://vidhikarya.com/LawyerRating/9506c43f5d0b2d266a07

Helpful
Helpful
Share
Other Responses
Rameshwar  Dadhe

Rameshwar Dadhe