Cout charges for online loan
3 years ago
Dear ,I fill an online loan form of Bajaj . Nextday Bajaj finance agent call me for loan .I convinced and send some documents like pan ,adhaar,bank detail in his whatsapp no .After some time, I recived a mail from Bajaj finance for approved the loan of rs 120000 & inform me to servicing charge rs 3500. I deposit the money by online to Bajaj finance account .after receiving the service charge ,they send 2nd mail to deposit rs 8000 for court charge .what can I do sir ?
A.1) When did you apply for the Loan?
2) From whom did you approach i.e. NAME & PHONE NO. of the EXECUTIVE Etc. for giving your loan documents?
3) did you sign the LOAN AGREEMENTS for DISBURSEMENT OF LOAN?
4) Did you receive any messages for the LOAN APPLICATION OR LOAN PROCESSING OR DOCKET NO.?
5) Who told you to pay Rs.3,500/- & Rs.8,000/- for the LOAN AMOUNT OR PROCESSING ?
6) IF THE ANSWER TO Q- NO. 2,3,4,5, is “NO” THEN Let me be very frank “THERE IS NO LOAN ON any such PRE-CONDITIONS”------ YOU HAVE BEEN CHEATED?
7) In whose bank account have your TRANSFERRED the amount? & who suggested you to do so?
8) You will have to file an FIR & ALSO in Cyber crime with proper Legal Drafting.
2) From whom did you approach i.e. NAME & PHONE NO. of the EXECUTIVE Etc. for giving your loan documents?
3) did you sign the LOAN AGREEMENTS for DISBURSEMENT OF LOAN?
4) Did you receive any messages for the LOAN APPLICATION OR LOAN PROCESSING OR DOCKET NO.?
5) Who told you to pay Rs.3,500/- & Rs.8,000/- for the LOAN AMOUNT OR PROCESSING ?
6) IF THE ANSWER TO Q- NO. 2,3,4,5, is “NO” THEN Let me be very frank “THERE IS NO LOAN ON any such PRE-CONDITIONS”------ YOU HAVE BEEN CHEATED?
7) In whose bank account have your TRANSFERRED the amount? & who suggested you to do so?
8) You will have to file an FIR & ALSO in Cyber crime with proper Legal Drafting.
Helpful
Helpful
Share
A.Dear Sir,
You cannot question. They have 101 reasons. If you wish you can avail. You complain to RBI and Banking Ombudsman.
You cannot question. They have 101 reasons. If you wish you can avail. You complain to RBI and Banking Ombudsman.
Helpful
Helpful
Share
Ayantika Mondal @ Prime Legal
Responded 3 years ago
A.Hi Pramanik,
I suggest taking some time and visit the branch after lockdown.
I suggest taking some time and visit the branch after lockdown.
Helpful
Helpful
Share
Read Related Answers
Home loan for Gifting deed
Dear Client,
Once a donor or owner of the property gifted the property to the donor through a registered deed of gift, the property becomes the self-acquired property in the hand of the donee who beco...
Car loan
Dear Client,
Once a borrower fails to repay his debt, the Lenders/FIs initiate a routine course of action for recovery of the loan/debt from the borrower. You may negotiate or settle your dues agains...
CKYC for Bank Account of ABC Tenants Group
Dear Client,
An association is a body of individuals and an association is required to be registered under the Societies Registration Act to make it a legal entity to apply for PAN. So when you are o...
Bank ke dwara 13 2 ka jawab nahi Dena
Dear Client,
According to Section 13(2) of SARFAESI Act, the borrower is required to repay the outstanding dues within 60 days from the date of the notice. If the borrower fails to comply with the not...
Money in account is put on hold by cyber cell
Dear Client,
When a cyber complaint is field on National Cyber Crime Reporting Portal (NCCRP) or in case of any police complaint, the Cyber Crime Cell directs the concerned bank to freeze the accounts...
Read Blogs on Banking
Banking Lawyers
Find Lawyers by Location
