Cout charges for online loan
3 years ago
Dear ,I fill an online loan form of Bajaj . Nextday Bajaj finance agent call me for loan .I convinced and send some documents like pan ,adhaar,bank detail in his whatsapp no .After some time, I recived a mail from Bajaj finance for approved the loan of rs 120000 & inform me to servicing charge rs 3500. I deposit the money by online to Bajaj finance account .after receiving the service charge ,they send 2nd mail to deposit rs 8000 for court charge .what can I do sir ?
A.1) When did you apply for the Loan?
2) From whom did you approach i.e. NAME & PHONE NO. of the EXECUTIVE Etc. for giving your loan documents?
3) did you sign the LOAN AGREEMENTS for DISBURSEMENT OF LOAN?
4) Did you receive any messages for the LOAN APPLICATION OR LOAN PROCESSING OR DOCKET NO.?
5) Who told you to pay Rs.3,500/- & Rs.8,000/- for the LOAN AMOUNT OR PROCESSING ?
6) IF THE ANSWER TO Q- NO. 2,3,4,5, is “NO” THEN Let me be very frank “THERE IS NO LOAN ON any such PRE-CONDITIONS”------ YOU HAVE BEEN CHEATED?
7) In whose bank account have your TRANSFERRED the amount? & who suggested you to do so?
8) You will have to file an FIR & ALSO in Cyber crime with proper Legal Drafting.
2) From whom did you approach i.e. NAME & PHONE NO. of the EXECUTIVE Etc. for giving your loan documents?
3) did you sign the LOAN AGREEMENTS for DISBURSEMENT OF LOAN?
4) Did you receive any messages for the LOAN APPLICATION OR LOAN PROCESSING OR DOCKET NO.?
5) Who told you to pay Rs.3,500/- & Rs.8,000/- for the LOAN AMOUNT OR PROCESSING ?
6) IF THE ANSWER TO Q- NO. 2,3,4,5, is “NO” THEN Let me be very frank “THERE IS NO LOAN ON any such PRE-CONDITIONS”------ YOU HAVE BEEN CHEATED?
7) In whose bank account have your TRANSFERRED the amount? & who suggested you to do so?
8) You will have to file an FIR & ALSO in Cyber crime with proper Legal Drafting.
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A.Dear Sir,
You cannot question. They have 101 reasons. If you wish you can avail. You complain to RBI and Banking Ombudsman.
You cannot question. They have 101 reasons. If you wish you can avail. You complain to RBI and Banking Ombudsman.
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Ayantika Mondal @ Prime Legal
Responded 3 years ago
A.Hi Pramanik,
I suggest taking some time and visit the branch after lockdown.
I suggest taking some time and visit the branch after lockdown.
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