Harassment by collection agents

3 years ago

Sir I have taken personal loans from HDFC and Yes bank. Due to this COVID situation my salary has reduced by 50% since march. I have opted for moratorium and now since the end of moratorium I am requesting bank to restructure my loan. Despite sending several mails they didn't replied even though RBI has issued notice for that. Now my two emi's are bounced and they are insisting on paying one emi then only they will restructure the loan. Collection agents are calling me and harassing me since September. I am not in a position to pay even one emi right now. I am only requesting them to restructure the amount and reduce my emi amount so that I can pay it. But they are regularly threatening me. please advice what to do

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Adv. Sarika Khude

Responded 3 years ago

A.file complaint in Police Station in your jurisdiction.

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Highcourt Advocate Chirivella Chandra Sekhar(CHANDU)

Responded 3 years ago

A.Directly complaint to R.B.I ombudsman to free call centre
and police complaint report to threaten personal issue as well as can send legal notice issued by Advocate
Solved this problem easily

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Deepanker Sinha

Responded 3 years ago

A.File police complaint against collection agency and agent.

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Chakrapani Madupu

Responded 3 years ago

View All Answers

A.file complaint in Police Station in your jurisdiction

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Anindita Chakraborty

Responded 3 years ago

A.you may give a legal notice to the bank .

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