BAJAJ FINSERVE ACTIVATED LOAN MORATORIUM WITHOUT MY PERMISSION
3 years ago
Dear Sir/Madam
I have a personal loan with BFL ,they have activated loan moratorium without my concern and now they have charged extra 32000 for Moratorium period loan amount.
I have clearly mailed to them to i don't need moratorium and debit my EMI as usual from my bank account. for this they have replied we have activated moratorium i have to pay excess charges for 3 months EMI.
i have clear evidence of mail conversation with Bajaj executives.
In this case is their any possibility to go with legal action against BFL.
Pls advise ...
Thankyou
santhosh
Ayantika Mondal @ Prime Legal
Responded 3 years ago
A.Hello,
As per your facts, since you have not activated the moratorium and you have the mails in concern to that, yes you may proceed with the legal proceedings.
As per your facts, since you have not activated the moratorium and you have the mails in concern to that, yes you may proceed with the legal proceedings.
Helpful
Helpful
Share
A.Hi,
Yes you should proceed with legal proceedings, as you clearly stated in the facts that you have not activated the moratorium and you have the mails to support that
Yes you should proceed with legal proceedings, as you clearly stated in the facts that you have not activated the moratorium and you have the mails to support that
Helpful
Helpful
Share
Ankur Goel @ Complete Law Shield
Responded 3 years ago
A.extra charges of 32000 are quite high.
Is it after govt paid the difference of moratorium ?
Obviously if you asked them then its deficiency in service and can recover the extra charge.
Hope this clarifies,
Advocate Ankur Goel
(Complete Law Shield)
Note - This is just a small advice and final advice can be given only after going through your case in detail .
Is it after govt paid the difference of moratorium ?
Obviously if you asked them then its deficiency in service and can recover the extra charge.
Hope this clarifies,
Advocate Ankur Goel
(Complete Law Shield)
Note - This is just a small advice and final advice can be given only after going through your case in detail .
Helpful
Helpful
Share
Read Related Answers
Home loan for Gifting deed
Dear Client,
Once a donor or owner of the property gifted the property to the donor through a registered deed of gift, the property becomes the self-acquired property in the hand of the donee who beco...
Car loan
Dear Client,
Once a borrower fails to repay his debt, the Lenders/FIs initiate a routine course of action for recovery of the loan/debt from the borrower. You may negotiate or settle your dues agains...
CKYC for Bank Account of ABC Tenants Group
Dear Client,
An association is a body of individuals and an association is required to be registered under the Societies Registration Act to make it a legal entity to apply for PAN. So when you are o...
Bank ke dwara 13 2 ka jawab nahi Dena
Dear Client,
According to Section 13(2) of SARFAESI Act, the borrower is required to repay the outstanding dues within 60 days from the date of the notice. If the borrower fails to comply with the not...
Money in account is put on hold by cyber cell
Dear Client,
When a cyber complaint is field on National Cyber Crime Reporting Portal (NCCRP) or in case of any police complaint, the Cyber Crime Cell directs the concerned bank to freeze the accounts...
Read Blogs on Banking
Banking Lawyers
Find Lawyers by Location
