Is it legal for the bank to call my contacts without my consent. Is it legal for the bank to call my contacts without my consent.

3 years ago

Today a bank employee call my relative to ask for my part of loan EMI(7056) as I am avoiding them for 1-2 months because my business is not good due to covid situation. I know I have to pay and I will pay but is it legal and ethical to call my contact list and how they get it for the service provider and is it legal for service provider to do so , isn't it loss of the privacy of the customer of the mobile service provider.

Adv. Anushka Dikshit

Responded 3 years ago

A.No, it is not proper on bank's part to call your relatives but this happened due to the fact that you were ignoring them. How does bank have their number? You must have filled out some form wrt same. Did you mention them surety?
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Ayantika Mondal @ Prime Legal

Responded 3 years ago

A.Hello,
Yes indeed this is the infringement of the privacy, but at the same time it becomes your fault also as you are ignoring them, if you know your duties you must convey it to the bank. Also, have you provided names of surety?
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Anik

Responded 3 years ago

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A.Hi,
Firstly, you should not ignore bank and communicate your inability to pay in recent time, however it is unethical to connect to your contacts. Have you mentioned anyone's name as surety in the loan papers?
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Ankur Goel @ Complete Law Shield

Responded 3 years ago

A.they got contact list because you installed their app.
It is definitely illegal but what you want to do ?



Hope this clarifies,
Advocate Ankur Goel
(Complete Law Shield)
Note - This is just a small advice and final advice can be given only after going through your case in detail .
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Narvir Yadav

Responded 3 years ago

A.File is police complaint against the bank employee who called ur relative ...
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