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Q.Bank loan

Q. Bank loan

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Anonymous

posted 9 months ago

I had some creditcards I was paying my Emi on time but in November I lost my job , then I started my buisness . In which I got a heavy loss right now collection agents are harrasing me very much. I will pay the amount as soon as my conditions will be better. But right now I am prevailing a hard time. So please assist me what to do?
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A. Dear SIr/Mam,
Collection agents act on behalf of the loan giving company.
You can write a letter to the credit card department of the bank as well as the ombudsman, and request them for some time. They will revert to you by letter only.

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Vedant Lakhotia

Experience: 3 Year(s)

Responded 9 months ago

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A. Collection agents can not force you or intimidate you. Make a complaint in police next time if they misbehave u..As per supreme court no finance organisation hire goons for the purpose of recovery.

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GANESH SHARMA

Experience: 3 Year(s)

Responded 9 months ago

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Anonymous

Replied 9 months ago

Sir, they are doing it again and again. And also abusing me and threatening me that they will call to my family

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GANESH SHARMA

Experience: 3 Year(s)

Replied 9 months ago

Take my details from this portal. Will solve your problem

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Anonymous

Replied 9 months ago

Where are details saved

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A. Be sure that it is very difficult for bank to recover credit card amounts. Supreme Court banned recovery agent system. Call me for judgment and guidance

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Anonymous

Replied 9 months ago

But sir right now how can I tackle them. They are abusing me threatening me continuously that they will call to parents and Harrase them

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A. Approach the bank and ask for some more time.

Regards

Rajeev
RJ Associates

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Rajeev RJ

Experience: 17 Year(s)

Responded 9 months ago

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