Need advice
3 years ago
Hi Sir/Madam, I am Home maker. 3 years Back I purchase TV by using capital first finance. due to business lost i could not make payments via check. But Capital First Collection Agent Came Home And Collect Every month. Amount of RS.3674 for 10 Months. I paid All the months with in tenure Period. Bank Says Two Dues are missing. and also they said Capital First Changed as IDFC. No Old Employees are working here and You can give complaint to police against that agent who not submitting your amount. What should i do. i don't have any receipts of my payments. Only having money transfer bill to transferred Collection agency manger to his personal acct. Pls Help me.
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ADV. ANISH PALKAR (High Court)
Ayantika Mondal @ Prime Legal
Responded 3 years ago
File a complaint against the bank for cheating and fraud. You can then reclaim your money by filing a civil money recovery suit or approaching consumer Court.
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File a complaint against the bank for cheating and fraud under Sections 415 and 420 IPC. You can then reclaim the amount in consumer or civil Court.
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You may get issue a legal notice and threaten to approach Consumer Forum for mentally harassing you and ask them to share all the relevant details of payments made by you as they are custodians of original documents.
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