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Term life death claim
3 years ago
My friend died a few months back and had an insurance. Insurance company is doing the investigation. I have researched online that company’s has rejected the bigger claims on basis that information was not provided initially. The 2 reasons
- his parents 85 years of age had blood pressure. Which I assume comes in age was not declared.
- although 2 years before taking the policy he was outside India and somehow it was written as no in the answer to one of the question - outside of India for more than 6 months in last 5 years.
What are his options
A.Hi,
The insurance company is under the legal obligation to pay the insurance amount. The amount cannot be denied merely on the issue of blood pressure.
Lastly, You can sue your insurance company if they violate or fail the terms of the insurance policy. Common violations include not paying claims in a timely fashion, not paying properly filed claims, or making bad faith claims.
If you like my answer please give a good rating.
The insurance company is under the legal obligation to pay the insurance amount. The amount cannot be denied merely on the issue of blood pressure.
Lastly, You can sue your insurance company if they violate or fail the terms of the insurance policy. Common violations include not paying claims in a timely fashion, not paying properly filed claims, or making bad faith claims.
If you like my answer please give a good rating.
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Ayantika Mondal @ Prime Legal
Responded 3 years ago
A.Hi,
The insurance company is liable to pay. The amount cannot be denied merely on the issue of blood pressure.
If they refuse to pay, You can sue your insurance company if they violate or fail the terms of the insurance policy. Common violations include not paying claims in a timely fashion, not paying properly filed claims, or making bad faith claims.
If you like my answer please give a good rating.
The insurance company is liable to pay. The amount cannot be denied merely on the issue of blood pressure.
If they refuse to pay, You can sue your insurance company if they violate or fail the terms of the insurance policy. Common violations include not paying claims in a timely fashion, not paying properly filed claims, or making bad faith claims.
If you like my answer please give a good rating.
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Sidhaarth
Responded 3 years ago
A.Make representation claiming amount and thereafter file case for recovery
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