LIC DEATH CLAIM IN SUICIDE

2 years ago

On July 10th my mother committed suicide in her mother's home while she was alone at home by using kerosine oil and lighter. She was suffering from mental illness where she used to hear people talk about her and family, which led to her suicide commit, she was under medication and getting treatment at home. She went there for vacation purpose and did suicide when no one was at home with her, my father and her brother went to bring a doctor for checkup to near by hospital while she was with her old mother, her old mother went behind the house where the kitchen was and my mother used that time to commit suicide. Now my question is that My Mother had 4 LIC policy which were running (Sum Assured 220k/100k/50k/200k) Also Post office account of 500 monthly police (Sum Assured 30k) As per policy bond: Insured person cant commit suicide with in 1 year of police commencement. but all policy's of my mother are older than 2-3 years. Can I claim the death benefit in such condition? I dont want my mother's money get wasted which she payed herself during her lifetime. Please help me